GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
224
2010–2023
Total Volume
$147M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a)
224 total segments
Frontwave Credit Union is a 7(a)-only lender, focusing heavily on existing businesses, which make up 69% of their deals. This is a strong signal for borrowers looking to acquire or expand established companies.
With an average spread of P+2.35%, Frontwave offers competitive pricing compared to the national median of P+2.75%. This could result in lower overall borrowing costs for your SBA loan.
Frontwave's deal size breakdown shows that 83 deals are under $150K, indicating they are well-suited for smaller businesses. If your financing needs are larger, be aware that only 21 deals fall between $1M and $2M.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes.
States where Frontwave Credit Union has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Food & Beverage Stores
Retail Trade
Gas Stations
Retail Trade
Restaurants & Food Service
Accommodation & Food Services
Transportation & Warehousing
Transportation & Warehousing
Building Construction
Construction
Agriculture & Forestry
Agriculture & Forestry
Manufacturing
Manufacturing
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for Frontwave Credit Union, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Food & Beverage Stores · $500K – $1M | 7(a) | 10 | P+2.50% | $774K | Q3 2020 |
| California · Gas Stations · $2M – $5M | 7(a) | 9 | P+2.25% | $2.9M | Q3 2016 |
| California · Food & Beverage Stores · $350K – $500K | 7(a) | 8 | P+2.75% | $430K | Q3 2020 |
| California · Manufacturing · Under $150K | 7(a) | 8 | P+2.73% | $71K | Q4 2020 |
| California · Food & Beverage Stores · $150K – $350K | 7(a) | 7 | P+2.75% | $214K | Q2 2021 |
| California · Transportation & Warehousing · Under $150K | 7(a) | 7 | P+2.75% | $112K | Q4 2019 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 7 | P+2.75% | $87K | Q3 2016 |
| California · Gas Stations · $500K – $1M | 7(a) | 6 | P+2.63% | $830K | Q4 2015 |
| California · Food & Beverage Stores · Under $150K | 7(a) | 6 | P+2.13% | $100K | Q4 2019 |
| California · Agriculture & Forestry · Under $150K | 7(a) | 5 | P+2.75% | $89K | Q2 2017 |
| California · Gas Stations · $1M – $2M | 7(a) | 5 | P+2.00% | $1.4M | Q3 2019 |
| California · Retail Trade · Under $150K | 7(a) | 4 | P+2.00% | $81K | Q4 2021 |
| California · Information & Media · Under $150K | 7(a) | 4 | P+3.88% | $50K | Q2 2015 |
| California · Engineering & Architecture · Under $150K | 7(a) | 4 | P+3.00% | $68K | Q1 2019 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+2.75% | $271K | Q4 2016 |
| California · Building Construction · $150K – $350K | 7(a) | 4 | P+2.75% | $292K | Q4 2017 |
| California · Transportation & Warehousing · $150K – $350K | 7(a) | 4 | P+2.75% | $271K | Q2 2016 |
| California · Specialty Trade Contractors · Under $150K | 7(a) | 4 | P+2.38% | $45K | Q3 2019 |
| California · Gas Stations · Under $150K | 7(a) | 4 | P+2.63% | $121K | Q4 2019 |
| California · Auto Repair & Maintenance · $1M – $2M | 7(a) | 3 | P+1.50% | $1.6M | Q2 2018 |
| California · Social Assistance · $500K – $1M | 7(a) | 3 | P+0.49% | $592K | Q2 2017 |
| California · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+2.25% | $69K | Q2 2019 |
| California · Retail Trade · $150K – $350K | 7(a) | 3 | P+2.00% | $277K | Q3 2021 |
| California · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+2.50% | $45K | Q3 2018 |
| California · Transportation & Warehousing · $500K – $1M | 7(a) | 3 | P+2.75% | $712K | Q4 2015 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Frontwave Credit Union.
No reviews yet. Be the first to review Frontwave Credit Union.
Listen to acquisition entrepreneurs share their experience
Matched to real SBA lending records. LenderHawk is not affiliated with or endorsed by these podcasts.