STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
251
2010–2026
Total Volume
$354M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
251 total segments
Fremont Bank has a strong focus on 504 loans, making up 44% of their total SBA deals. This is significantly higher than the national average of around 18%, indicating they are well-suited for borrowers looking for real estate financing.
The average deal size at Fremont Bank is $1,411,825, with a majority of their deals falling in the $1M-$2M range. If you're seeking a loan under $1M, you might find better options elsewhere, as they primarily cater to larger transactions.
Fremont Bank's year-over-year growth of 154% suggests they are expanding rapidly. This could mean they are actively looking to approve more loans, which may be beneficial for borrowers seeking timely financing.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 111 504 loans, which use fixed SBA debenture rates.
States where Fremont Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Social Assistance
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
Transportation & Warehousing
Transportation & Warehousing
Physician & Dental Offices
Health Care & Social Assistance
Food & Beverage Stores
Retail Trade
+ 7 more
All recorded SBA lending activity for Fremont Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 8 | P+2.50% | $802K | Q3 2025 |
| California · Manufacturing · $2M – $5M | 7(a) | 7 | P+1.75% | $3.7M | Q2 2025 |
| California · Administrative & Waste Services · $500K – $1M | 7(a) | 6 | P+1.75% | $701K | Q4 2022 |
| California · Manufacturing · $500K – $1M | 504 | 5 | — | $797K | Q3 2024 |
| California · Hotels & Accommodation · $2M – $5M | 504 | 5 | — | $2.7M | Q2 2022 |
| California · Social Assistance · $1M – $2M | 7(a) | 5 | P+1.50% | $1.5M | Q3 2025 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+2.50% | $308K | Q1 2024 |
| California · Transportation & Warehousing · $1M – $2M | 7(a) | 4 | P+1.88% | $1.7M | Q3 2024 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 4 | P+2.50% | $1.5M | Q2 2023 |
| California · Restaurants & Food Service · $500K – $1M | 504 | 4 | — | $729K | Q4 2025 |
| California · Social Assistance · $500K – $1M | 7(a) | 4 | P+2.38% | $821K | Q1 2025 |
| California · Restaurants & Food Service · $350K – $500K | 504 | 4 | — | $436K | Q1 2023 |
| California · Restaurants & Food Service · $1M – $2M | 504 | 3 | — | $1.4M | Q4 2023 |
| California · Wholesale Trade · $1M – $2M | 504 | 3 | — | $1.2M | Q3 2025 |
| California · Nursing & Residential Care · $1M – $2M | 504 | 3 | — | $1.2M | Q1 2022 |
| California · Physician & Dental Offices · $1M – $2M | 7(a) | 3 | P+1.50% | $1.6M | Q3 2021 |
| California · Transportation & Warehousing · $1M – $2M | 504 | 3 | — | $1.5M | Q4 2023 |
| California · Specialty Trade Contractors · $2M – $5M | 504 | 3 | — | $4.5M | Q3 2025 |
| California · Transportation & Warehousing · $2M – $5M | 7(a) | 3 | P+1.75% | $3.6M | Q1 2022 |
| California · Restaurants & Food Service · $2M – $5M | 7(a) | 3 | P+1.75% | $2.8M | Q2 2023 |
| California · Finance & Insurance · $500K – $1M | 7(a) | 3 | P+1.00% | $724K | Q3 2021 |
| California · Education · $2M – $5M | 7(a) | 3 | P+1.75% | $3.1M | Q3 2025 |
| California · Manufacturing · $1M – $2M | 504 | 3 | — | $1.6M | Q3 2020 |
| California · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+2.50% | $257K | Q2 2022 |
| California · Social Assistance · $1M – $2M | 504 | 3 | — | $1.7M | Q2 2024 |
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