GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
104
2010–2025
Total Volume
$39M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
104 total segments
First United Bank has a strong presence in the 504 loan market, with 28% of their deals being 504 loans, which is higher than the national average of ~18%. This indicates they are well-suited for borrowers looking for real estate financing.
The average deal size at First United Bank is $375,186, which suggests they cater to small to medium-sized businesses. If you're looking for a loan under $500K, this lender could be a good fit for your needs.
First United Bank's loan volume has decreased by 30% year-over-year, indicating a potential pullback in lending activity. This trend may make it more challenging for new borrowers to secure loans compared to previous years.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 29 504 loans, which use fixed SBA debenture rates.
States where First United Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Auto Repair & Maintenance
Other Services
Heavy & Civil Engineering
Construction
Social Assistance
Health Care & Social Assistance
Specialty Trade Contractors
Construction
Retail Trade
Retail Trade
Personal Care (Salons, Spas)
Other Services
+ 7 more
All recorded SBA lending activity for First United Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+2.13% | $84K | Q3 2025 |
| Texas · Heavy & Civil Engineering · Under $150K | 7(a) | 6 | P+2.25% | $80K | Q4 2022 |
| Texas · Retail Trade · Under $150K | 7(a) | 5 | P+4.50% | $45K | Q2 2014 |
| Texas · Auto Repair & Maintenance · $500K – $1M | 504 | 4 | — | $703K | Q3 2024 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 4 | P+2.13% | $258K | Q2 2023 |
| Texas · Engineering & Architecture · Under $150K | 7(a) | 3 | P+2.75% | $55K | Q2 2014 |
| Texas · Manufacturing · Under $150K | 7(a) | 3 | P+3.25% | $50K | Q1 2021 |
| Texas · Social Assistance · $500K – $1M | 7(a) | 2 | P+3.00% | $700K | Q2 2024 |
| Texas · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+2.63% | $283K | Q1 2021 |
| Texas · Auto Repair & Maintenance · $350K – $500K | 504 | 2 | — | $385K | Q2 2024 |
| Texas · Social Assistance · Under $150K | 7(a) | 2 | P+2.38% | $66K | Q1 2021 |
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 2 | P+2.50% | $200K | Q3 2019 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 2 | P+2.38% | $40K | Q3 2010 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+4.00% | $23K | Q1 2015 |
| Texas · General Merchandise · Under $150K | 7(a) | 2 | P+2.88% | $45K | Q1 2014 |
| Texas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 2 | P+3.38% | $9K | Q3 2018 |
| Texas · Real Estate · $150K – $350K | 7(a) | 2 | P+2.25% | $300K | Q3 2018 |
| Texas · Administrative & Waste Services · Under $150K | 7(a) | 2 | P+3.75% | $69K | Q3 2015 |
| Texas · Agriculture & Forestry · Under $150K | 7(a) | 1 | P+4.25% | $50K | Q4 2010 |
| Texas · Agriculture & Forestry · $350K – $500K | 7(a) | 1 | P+1.25% | $437K | Q2 2024 |
| Texas · Mining & Oil/Gas · Under $150K | 7(a) | 1 | P+3.25% | $57K | Q2 2015 |
| Texas · Mining & Oil/Gas · $150K – $350K | 7(a) | 1 | P+3.25% | $250K | Q4 2012 |
| Texas · Manufacturing · $350K – $500K | 7(a) | 1 | P+2.25% | $500K | Q1 2022 |
| Texas · Manufacturing · $500K – $1M | 7(a) | 1 | P+2.50% | $663K | Q2 2024 |
| Texas · Retail Trade · $150K – $350K | 7(a) | 1 | P+1.00% | $179K | Q3 2022 |
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