STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
123
2010–2026
Total Volume
$62M
Gross loan amounts
States Active
10
With recorded loans
Programs
7(a) & 504
122 total segments
Most active in Arkansas (69% of deals) and focuses heavily on restaurants & food service (15% of deals).
With a median 7(a) spread of P + 1.45%, First Security Bank prices well below the national median of P + 2.00% — competitive pricing is a clear strength here.
32% of First Security Bank's SBA deals go to startups and new businesses — more startup-friendly than most SBA lenders, where existing businesses typically dominate.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 58 504 loans, which use fixed SBA debenture rates.
States where First Security Bank has recorded SBA lending activity.
+ 5 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Physician & Dental Offices
Health Care & Social Assistance
Other Health Practitioners
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Wholesale Trade
Wholesale Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Repair & Services
Other Services
+ 7 more
All recorded SBA lending activity for First Security Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Arkansas · Restaurants & Food Service · $150K – $350K | 504 | 6 | — | $224K | Q1 2023 |
| Arkansas · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+1.00% | $263K | Q4 2024 |
| Arkansas · Manufacturing · Under $150K | 7(a) | 4 | P+2.50% | $110K | Q4 2024 |
| Arkansas · Manufacturing · $150K – $350K | 7(a) | 3 | P+1.50% | $244K | Q1 2025 |
| Arkansas · Other Health Practitioners · $150K – $350K | 7(a) | 3 | P+1.00% | $192K | Q3 2023 |
| Arkansas · Physician & Dental Offices · $500K – $1M | 504 | 3 | — | $675K | Q2 2022 |
| Arkansas · Other Health Practitioners · Under $150K | 7(a) | 3 | P+1.50% | $95K | Q4 2024 |
| Arkansas · Restaurants & Food Service · $350K – $500K | 504 | 2 | — | $425K | Q3 2024 |
| Arkansas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+1.50% | $86K | Q4 2022 |
| Arkansas · Physician & Dental Offices · $1M – $2M | 504 | 2 | — | $1.7M | Q1 2024 |
| Montana · Restaurants & Food Service · $500K – $1M | 504 | 2 | — | $761K | Q1 2020 |
| Arkansas · Auto Repair & Maintenance · $150K – $350K | 504 | 2 | — | $293K | Q3 2024 |
| Illinois · Laundry & Dry Cleaning · Under $150K | 504 | 2 | — | $111K | Q3 2022 |
| Arkansas · Manufacturing · $1M – $2M | 7(a) | 2 | P+2.38% | $1.2M | Q2 2022 |
| Arkansas · Manufacturing · $150K – $350K | 504 | 2 | — | $185K | Q4 2024 |
| Arkansas · Wholesale Trade · Under $150K | 7(a) | 2 | P+1.38% | $125K | Q1 2025 |
| Arkansas · Real Estate · $350K – $500K | 504 | 2 | — | $408K | Q4 2020 |
| Arkansas · Auto Repair & Maintenance · $500K – $1M | 504 | 2 | — | $572K | Q3 2025 |
| Arkansas · Transportation & Warehousing · $150K – $350K | 7(a) | 2 | P+2.50% | $187K | Q3 2010 |
| Arkansas · Miscellaneous Retail · Under $150K | 7(a) | 2 | P+1.00% | $55K | Q3 2024 |
| Oklahoma · Heavy & Civil Engineering · $350K – $500K | 7(a) | 2 | P+1.17% | $500K | Q4 2024 |
| Arkansas · Restaurants & Food Service · $500K – $1M | 504 | 2 | — | $580K | Q2 2012 |
| Arkansas · Accounting & Tax · $150K – $350K | 504 | 2 | — | $284K | Q3 2025 |
| Missouri · Finance & Insurance · Under $150K | 7(a) | 1 | P+1.25% | $50K | Q1 2025 |
| Mississippi · Sporting Goods & Hobby · Under $150K | 7(a) | 1 | P+2.75% | $149K | Q1 2014 |
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