STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
123
2010–2026
Total Volume
$62M
Gross loan amounts
States Active
10
With recorded loans
Programs
7(a) & 504
122 total segments
First Security Bank has a strong focus on 504 loans, with 48% of their total SBA deals in this category. This is significantly higher than the national average of around 18%. If you're looking for financing for real estate or equipment, this lender could be a great fit.
The average spread for 7(a) loans at First Security Bank is P+1.45%, which is notably lower than the national median of approximately P+2.75%. This could mean more favorable terms for your loan compared to other lenders.
First Security Bank has experienced a significant decline in their lending activity, with a 36% drop in year-over-year deals. This trend may affect their willingness to approve new loans, so it's important to approach them with a strong business case.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 58 504 loans, which use fixed SBA debenture rates.
States where First Security Bank has recorded SBA lending activity.
+ 5 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Physician & Dental Offices
Health Care & Social Assistance
Other Health Practitioners
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Wholesale Trade
Wholesale Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Repair & Services
Other Services
+ 7 more
All recorded SBA lending activity for First Security Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Arkansas · Restaurants & Food Service · $150K – $350K | 504 | 6 | — | $224K | Q1 2023 |
| Arkansas · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+1.00% | $263K | Q4 2024 |
| Arkansas · Manufacturing · Under $150K | 7(a) | 4 | P+2.50% | $110K | Q4 2024 |
| Arkansas · Manufacturing · $150K – $350K | 7(a) | 3 | P+1.50% | $244K | Q1 2025 |
| Arkansas · Other Health Practitioners · $150K – $350K | 7(a) | 3 | P+1.00% | $192K | Q3 2023 |
| Arkansas · Physician & Dental Offices · $500K – $1M | 504 | 3 | — | $675K | Q2 2022 |
| Arkansas · Other Health Practitioners · Under $150K | 7(a) | 3 | P+1.50% | $95K | Q4 2024 |
| Arkansas · Restaurants & Food Service · $350K – $500K | 504 | 2 | — | $425K | Q3 2024 |
| Arkansas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+1.50% | $86K | Q4 2022 |
| Arkansas · Physician & Dental Offices · $1M – $2M | 504 | 2 | — | $1.7M | Q1 2024 |
| Montana · Restaurants & Food Service · $500K – $1M | 504 | 2 | — | $761K | Q1 2020 |
| Arkansas · Auto Repair & Maintenance · $150K – $350K | 504 | 2 | — | $293K | Q3 2024 |
| Illinois · Laundry & Dry Cleaning · Under $150K | 504 | 2 | — | $111K | Q3 2022 |
| Arkansas · Manufacturing · $1M – $2M | 7(a) | 2 | P+2.38% | $1.2M | Q2 2022 |
| Arkansas · Manufacturing · $150K – $350K | 504 | 2 | — | $185K | Q4 2024 |
| Arkansas · Wholesale Trade · Under $150K | 7(a) | 2 | P+1.38% | $125K | Q1 2025 |
| Arkansas · Real Estate · $350K – $500K | 504 | 2 | — | $408K | Q4 2020 |
| Arkansas · Auto Repair & Maintenance · $500K – $1M | 504 | 2 | — | $572K | Q3 2025 |
| Arkansas · Transportation & Warehousing · $150K – $350K | 7(a) | 2 | P+2.50% | $187K | Q3 2010 |
| Arkansas · Miscellaneous Retail · Under $150K | 7(a) | 2 | P+1.00% | $55K | Q3 2024 |
| Oklahoma · Heavy & Civil Engineering · $350K – $500K | 7(a) | 2 | P+1.17% | $500K | Q4 2024 |
| Arkansas · Restaurants & Food Service · $500K – $1M | 504 | 2 | — | $580K | Q2 2012 |
| Arkansas · Accounting & Tax · $150K – $350K | 504 | 2 | — | $284K | Q3 2025 |
| Missouri · Finance & Insurance · Under $150K | 7(a) | 1 | P+1.25% | $50K | Q1 2025 |
| Mississippi · Sporting Goods & Hobby · Under $150K | 7(a) | 1 | P+2.75% | $149K | Q1 2014 |
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