GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
1,403
2010–2026
Total Volume
$1.1B
Gross loan amounts
States Active
49
With recorded loans
Programs
7(a) & 504
1403 total segments
First Savings Bank has a strong focus on existing businesses, with 62% of their deals serving this purpose. This makes them a solid choice for established companies looking for financing.
With an average 7(a) spread of P+2.48%, First Savings Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to lower overall borrowing costs for your loan.
First Savings Bank has a notable 8% share of 504 loans, which is lower than the national average of ~18%. If you're specifically looking for 504 financing, you might want to consider other lenders with a stronger focus in this area.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 106 504 loans, which use fixed SBA debenture rates.
Top 15 of 49 states where First Savings Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Auto Repair & Maintenance
Other Services
Administrative & Waste Services
Administrative & Waste Services
Other Health Practitioners
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for First Savings Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New Mexico · Restaurants & Food Service · Under $150K | 7(a) | 11 | P+2.75% | $57K | Q2 2025 |
| New Mexico · Specialty Trade Contractors · Under $150K | 7(a) | 8 | P+1.13% | $71K | Q3 2023 |
| Florida · Restaurants & Food Service · $500K – $1M | 7(a) | 8 | P+2.75% | $724K | Q4 2025 |
| California · Agriculture & Forestry · Under $150K | 7(a) | 8 | P+1.25% | $50K | Q1 2021 |
| New Mexico · Transportation & Warehousing · Under $150K | 7(a) | 7 | P+2.75% | $81K | Q1 2024 |
| California · Transportation & Warehousing · Under $150K | 7(a) | 6 | P+2.75% | $130K | Q4 2020 |
| Florida · Manufacturing · $500K – $1M | 7(a) | 6 | P+2.75% | $660K | Q1 2023 |
| Florida · Restaurants & Food Service · $1M – $2M | 7(a) | 6 | P+2.75% | $1.5M | Q3 2025 |
| Texas · Restaurants & Food Service · $350K – $500K | 7(a) | 5 | P+2.75% | $432K | Q2 2025 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+2.00% | $603K | Q3 2025 |
| Texas · Hotels & Accommodation · $2M – $5M | 504 | 5 | — | $3.1M | Q3 2022 |
| South Dakota · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+1.75% | $107K | Q4 2022 |
| New Mexico · Hotels & Accommodation · $150K – $350K | 7(a) | 5 | P+1.00% | $270K | Q2 2022 |
| New Mexico · Manufacturing · Under $150K | 7(a) | 5 | P+2.25% | $101K | Q2 2021 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 5 | P+2.75% | $437K | Q3 2021 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+2.75% | $130K | Q1 2024 |
| Indiana · Restaurants & Food Service · $1M – $2M | 7(a) | 4 | P+2.63% | $1.4M | Q2 2025 |
| New Mexico · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+1.63% | $76K | Q1 2022 |
| California · Management & IT Consulting · Under $150K | 7(a) | 4 | P+2.75% | $150K | Q4 2020 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+1.25% | $167K | Q2 2024 |
| Texas · Restaurants & Food Service · $1M – $2M | 7(a) | 4 | P+2.38% | $1.7M | Q2 2024 |
| Florida · Finance & Insurance · Under $150K | 7(a) | 4 | P+2.75% | $125K | Q3 2021 |
| New Mexico · Auto Repair & Maintenance · Under $150K | 7(a) | 4 | P+1.63% | $71K | Q3 2024 |
| New York · Manufacturing · $2M – $5M | 7(a) | 4 | P+2.75% | $4.1M | Q4 2025 |
| Nebraska · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+4.00% | $40K | Q2 2013 |
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