STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
5,924
2010–2026
Total Volume
$3.5B
Gross loan amounts
States Active
49
With recorded loans
Programs
7(a) & 504
5924 total segments
First Financial Bank has a strong focus on existing businesses, with 42% of their SBA deals supporting established companies. This could be advantageous if you're looking to expand or refinance an existing operation.
With an average 7(a) spread of P+1.81%, First Financial Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings on interest payments over the life of your loan.
The lender's growth trend shows a 20% year-over-year increase in SBA deals, indicating a strong market presence and potential willingness to lend. This could mean a higher likelihood of approval for your loan application.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 372 504 loans, which use fixed SBA debenture rates.
Top 15 of 49 states where First Financial Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Agriculture & Forestry
Agriculture & Forestry
Retail Trade
Retail Trade
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Other Repair & Services
Other Services
Miscellaneous Retail
Retail Trade
+ 7 more
All recorded SBA lending activity for First Financial Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Mississippi · Agriculture & Forestry · Under $150K | 7(a) | 508 | P+2.75% | $45K | Q1 2025 |
| Arkansas · Agriculture & Forestry · Under $150K | 7(a) | 254 | P+2.75% | $44K | Q4 2022 |
| Georgia · Agriculture & Forestry · Under $150K | 7(a) | 165 | P+2.75% | $43K | Q1 2024 |
| Arkansas · Agriculture & Forestry · $500K – $1M | 7(a) | 88 | P+2.63% | $769K | Q3 2025 |
| Texas · Agriculture & Forestry · $1M – $2M | 7(a) | 86 | P+3.35% | $1.5M | Q2 2025 |
| Texas · Agriculture & Forestry · Under $150K | 7(a) | 77 | P+2.95% | $61K | Q4 2017 |
| Mississippi · Agriculture & Forestry · $500K – $1M | 7(a) | 76 | P+2.83% | $701K | Q1 2025 |
| North Carolina · Agriculture & Forestry · Under $150K | 7(a) | 76 | P+2.27% | $62K | Q2 2025 |
| Arkansas · Agriculture & Forestry · $1M – $2M | 7(a) | 64 | P+2.75% | $1.4M | Q3 2024 |
| Georgia · Agriculture & Forestry · $500K – $1M | 7(a) | 60 | P+2.92% | $741K | Q3 2018 |
| North Carolina · Agriculture & Forestry · $1M – $2M | 7(a) | 60 | P+2.75% | $1.4M | Q4 2025 |
| Georgia · Agriculture & Forestry · $1M – $2M | 7(a) | 59 | P+2.75% | $1.5M | Q4 2025 |
| Texas · Agriculture & Forestry · $2M – $5M | 7(a) | 56 | P+1.70% | $2.9M | Q2 2024 |
| Mississippi · Agriculture & Forestry · $1M – $2M | 7(a) | 51 | P+3.00% | $1.4M | Q1 2025 |
| Louisiana · Agriculture & Forestry · Under $150K | 7(a) | 51 | P+2.75% | $49K | Q2 2023 |
| North Carolina · Agriculture & Forestry · $500K – $1M | 7(a) | 47 | P+2.35% | $730K | Q1 2023 |
| Mississippi · Agriculture & Forestry · $150K – $350K | 7(a) | 47 | P+2.25% | $248K | Q3 2024 |
| Alabama · Agriculture & Forestry · Under $150K | 7(a) | 42 | P+2.08% | $81K | Q2 2025 |
| Arkansas · Agriculture & Forestry · $2M – $5M | 7(a) | 39 | P+1.75% | $2.7M | Q3 2025 |
| Texas · Agriculture & Forestry · $500K – $1M | 7(a) | 39 | P+2.05% | $786K | Q2 2025 |
| Ohio · Manufacturing · Under $150K | 7(a) | 39 | P+2.00% | $89K | Q4 2025 |
| Ohio · Manufacturing · $150K – $350K | 7(a) | 36 | P+1.75% | $267K | Q3 2025 |
| Indiana · Restaurants & Food Service · Under $150K | 7(a) | 36 | P+1.25% | $68K | Q2 2025 |
| Indiana · Manufacturing · Under $150K | 7(a) | 35 | P+1.50% | $78K | Q2 2025 |
| Ohio · Specialty Trade Contractors · Under $150K | 7(a) | 32 | P+1.50% | $100K | Q2 2024 |
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