STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
GOOD
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
523
2010–2026
Total Volume
$455M
Gross loan amounts
States Active
25
With recorded loans
Programs
7(a) & 504
523 total segments
First Federal Bank has a strong focus on the restaurant and food service industry, with 99 deals in this sector, making it a great option for borrowers in this field.
With an average deal size of $869,598, First Federal Bank is well-suited for borrowers looking for larger funding amounts, especially those needing between $500K and $2M.
Despite a 14% share of 504 loans, which is slightly below the national average, First Federal Bank's overall deal volume has decreased by 4% year-over-year, indicating potential challenges in securing funding.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 71 504 loans, which use fixed SBA debenture rates.
Top 15 of 25 states where First Federal Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Social Assistance
Health Care & Social Assistance
Hotels & Accommodation
Accommodation & Food Services
Manufacturing
Manufacturing
Retail Trade
Retail Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Health Practitioners
Health Care & Social Assistance
Real Estate
Real Estate
+ 7 more
All recorded SBA lending activity for First Federal Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Florida · Restaurants & Food Service · $500K – $1M | 7(a) | 22 | P+1.63% | $725K | Q3 2024 |
| Florida · Restaurants & Food Service · $150K – $350K | 7(a) | 9 | P+2.50% | $297K | Q2 2025 |
| Florida · Restaurants & Food Service · $1M – $2M | 7(a) | 9 | P+1.50% | $1.3M | Q4 2025 |
| Florida · Social Assistance · $1M – $2M | 7(a) | 8 | P+2.00% | $1.4M | Q4 2017 |
| Florida · Social Assistance · $500K – $1M | 7(a) | 7 | P+2.25% | $785K | Q2 2015 |
| Florida · Restaurants & Food Service · Under $150K | 7(a) | 7 | P+2.75% | $87K | Q2 2017 |
| Florida · Restaurants & Food Service · $500K – $1M | 504 | 6 | — | $679K | Q1 2025 |
| Florida · Retail Trade · $150K – $350K | 7(a) | 6 | P+2.50% | $220K | Q2 2021 |
| Florida · Manufacturing · $500K – $1M | 7(a) | 6 | P+2.25% | $688K | Q4 2022 |
| Florida · Restaurants & Food Service · $350K – $500K | 504 | 5 | — | $420K | Q1 2025 |
| Florida · Restaurants & Food Service · $350K – $500K | 7(a) | 5 | P+1.50% | $436K | Q1 2024 |
| Florida · Real Estate · $500K – $1M | 7(a) | 4 | P+2.13% | $749K | Q1 2017 |
| Georgia · Social Assistance · $1M – $2M | 7(a) | 4 | P+2.00% | $1.5M | Q2 2016 |
| Florida · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+2.00% | $271K | Q3 2025 |
| Florida · Restaurants & Food Service · $2M – $5M | 7(a) | 4 | P+2.37% | $2.6M | Q4 2017 |
| Florida · Specialty Trade Contractors · $350K – $500K | 7(a) | 4 | P+2.50% | $441K | Q2 2016 |
| Florida · Retail Trade · $500K – $1M | 7(a) | 4 | P+2.75% | $615K | Q4 2025 |
| Florida · Social Assistance · Under $150K | 7(a) | 4 | P+2.25% | $90K | Q4 2016 |
| Florida · Agriculture & Forestry · $150K – $350K | 7(a) | 4 | P+1.88% | $336K | Q1 2020 |
| Florida · Other Health Practitioners · $350K – $500K | 7(a) | 4 | P+2.13% | $418K | Q2 2021 |
| Florida · Hotels & Accommodation · $2M – $5M | 7(a) | 3 | P+2.00% | $2.7M | Q2 2017 |
| Florida · Miscellaneous Retail · $1M – $2M | 7(a) | 3 | P+1.75% | $1.5M | Q4 2023 |
| Florida · Administrative & Waste Services · $350K – $500K | 7(a) | 3 | P+2.00% | $431K | Q1 2025 |
| Florida · Education · Under $150K | 7(a) | 3 | P+2.75% | $116K | Q3 2024 |
| Florida · Social Assistance · $2M – $5M | 7(a) | 3 | P+2.25% | $2.6M | Q1 2012 |
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