GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
608
2010–2026
Total Volume
$452M
Gross loan amounts
States Active
11
With recorded loans
Programs
7(a) & 504
608 total segments
FFB Bank has a strong focus on existing businesses, with 60% of their SBA deals serving this purpose. This makes them a solid choice for established companies looking to expand or refinance.
With an average 7(a) spread of P+2.52%, FFB Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money over the life of your loan.
FFB Bank's 10% share of 504 loans indicates they are not primarily focused on real estate-heavy financing. If your project involves significant real estate investment, you may want to consider other lenders with a higher 504 presence.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 58 504 loans, which use fixed SBA debenture rates.
States where FFB Bank has recorded SBA lending activity.
+ 6 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Retail Trade
Retail Trade
Wholesale Trade
Wholesale Trade
Physician & Dental Offices
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
Finance & Insurance
Finance & Insurance
+ 7 more
All recorded SBA lending activity for FFB Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 15 | P+2.75% | $272K | Q1 2024 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 12 | P+2.75% | $79K | Q2 2024 |
| California · Finance & Insurance · Under $150K | 7(a) | 12 | P+2.63% | $117K | Q1 2018 |
| California · Manufacturing · $150K – $350K | 7(a) | 12 | P+2.50% | $276K | Q1 2023 |
| California · Specialty Trade Contractors · Under $150K | 7(a) | 11 | P+2.75% | $116K | Q1 2017 |
| California · Manufacturing · Under $150K | 7(a) | 10 | P+2.75% | $105K | Q3 2025 |
| California · Specialty Trade Contractors · $150K – $350K | 7(a) | 10 | P+2.75% | $270K | Q3 2023 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 10 | P+2.63% | $417K | Q4 2025 |
| California · Physician & Dental Offices · $150K – $350K | 7(a) | 10 | P+2.63% | $275K | Q4 2025 |
| California · Manufacturing · $1M – $2M | 7(a) | 9 | P+2.50% | $1.5M | Q4 2025 |
| California · Administrative & Waste Services · $500K – $1M | 7(a) | 9 | P+2.00% | $664K | Q4 2025 |
| California · Specialty Trade Contractors · $500K – $1M | 7(a) | 8 | P+2.75% | $778K | Q3 2025 |
| California · Retail Trade · Under $150K | 7(a) | 8 | P+2.75% | $86K | Q3 2018 |
| California · Wholesale Trade · $500K – $1M | 7(a) | 8 | P+2.38% | $709K | Q2 2025 |
| California · Wholesale Trade · Under $150K | 7(a) | 8 | P+2.75% | $123K | Q2 2023 |
| California · Manufacturing · $500K – $1M | 7(a) | 8 | P+2.75% | $677K | Q3 2023 |
| California · Manufacturing · $2M – $5M | 7(a) | 8 | P+2.38% | $3.3M | Q1 2025 |
| California · Food & Beverage Stores · $500K – $1M | 7(a) | 8 | P+2.13% | $647K | Q4 2023 |
| California · Auto Dealers & Parts · $150K – $350K | 7(a) | 7 | P+2.75% | $296K | Q3 2017 |
| California · Retail Trade · $150K – $350K | 7(a) | 7 | P+2.75% | $273K | Q4 2019 |
| California · Administrative & Waste Services · $150K – $350K | 7(a) | 7 | P+3.00% | $274K | Q4 2025 |
| California · Manufacturing · $350K – $500K | 7(a) | 6 | P+2.75% | $443K | Q4 2025 |
| California · Food & Beverage Stores · Under $150K | 7(a) | 6 | P+2.75% | $105K | Q1 2018 |
| California · Physician & Dental Offices · $350K – $500K | 7(a) | 6 | P+2.75% | $427K | Q4 2023 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+2.38% | $640K | Q3 2023 |
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