STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
134
2010–2026
Total Volume
$52M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
134 total segments
County National Bank has a strong focus on existing businesses, with 66% of their deals serving this purpose. This makes them a solid choice for established businesses looking for financing.
The bank offers competitive pricing with an average 7(a) spread of P+2.18%, which is lower than the national median of P+2.75%. This could save you money on interest over the life of the loan.
Despite a diverse program mix with 19% of their deals in 504 loans, County National Bank has seen a significant decline in volume, down 33% year-over-year. This trend may affect their willingness to lend in the near future.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 26 504 loans, which use fixed SBA debenture rates.
States where County National Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Real Estate
Real Estate
Wholesale Trade
Wholesale Trade
Restaurants & Food Service
Accommodation & Food Services
Other Services
Other Services
Physician & Dental Offices
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
Transportation & Warehousing
Transportation & Warehousing
+ 7 more
All recorded SBA lending activity for County National Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Michigan · Manufacturing · Under $150K | 7(a) | 8 | P+2.63% | $92K | Q3 2018 |
| Michigan · Real Estate · Under $150K | 7(a) | 7 | P+3.25% | $105K | Q2 2016 |
| Michigan · Manufacturing · $150K – $350K | 504 | 6 | — | $255K | Q2 2020 |
| Michigan · Transportation & Warehousing · Under $150K | 7(a) | 5 | P+1.75% | $89K | Q4 2016 |
| Michigan · Specialty Trade Contractors · Under $150K | 7(a) | 4 | P+2.63% | $98K | Q1 2018 |
| Michigan · Manufacturing · $500K – $1M | 7(a) | 4 | P+2.38% | $739K | Q1 2016 |
| Michigan · Wholesale Trade · Under $150K | 7(a) | 4 | P+2.25% | $113K | Q4 2016 |
| Michigan · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+4.50% | $213K | Q3 2017 |
| Michigan · Other Services · Under $150K | 7(a) | 3 | P+2.25% | $81K | Q4 2016 |
| Michigan · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+3.25% | $101K | Q2 2021 |
| Michigan · Manufacturing · $1M – $2M | 7(a) | 3 | P+2.00% | $1.5M | Q4 2016 |
| Michigan · Manufacturing · $500K – $1M | 504 | 3 | — | $692K | Q1 2022 |
| Michigan · Real Estate · $150K – $350K | 7(a) | 3 | P+3.75% | $202K | Q1 2012 |
| Michigan · Wholesale Trade · $150K – $350K | 7(a) | 3 | P+2.25% | $223K | Q1 2017 |
| Michigan · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+2.88% | $75K | Q3 2010 |
| Michigan · Physician & Dental Offices · $150K – $350K | 7(a) | 2 | P+2.50% | $275K | Q4 2025 |
| Michigan · Building Construction · Under $150K | 7(a) | 2 | P+3.25% | $17K | Q2 2010 |
| Michigan · Other Services · $150K – $350K | 504 | 2 | — | $233K | Q1 2021 |
| Michigan · Other Health Practitioners · Under $150K | 7(a) | 2 | P+2.38% | $79K | Q1 2014 |
| Michigan · Other Health Practitioners · $150K – $350K | 7(a) | 2 | P+1.36% | $236K | Q3 2022 |
| Michigan · Wholesale Trade · $500K – $1M | 7(a) | 2 | P+1.88% | $795K | Q3 2021 |
| Michigan · Management & IT Consulting · Under $150K | 7(a) | 2 | P+2.50% | $38K | Q4 2012 |
| Michigan · Retail Trade · $150K – $350K | 7(a) | 2 | P+2.50% | $217K | Q4 2010 |
| Michigan · Heavy & Civil Engineering · $500K – $1M | 7(a) | 2 | P+1.25% | $925K | Q3 2021 |
| Michigan · Other Services · $2M – $5M | 7(a) | 2 | P+0.13% | $2.5M | Q1 2018 |
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