STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
186
2010–2025
Total Volume
$94M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
186 total segments
CorTrust Bank has a strong focus on 504 loans, making up 51% of their total SBA deals. This is significantly higher than the national average of 18%. If you're looking for financing to purchase real estate or equipment, this lender could be a great fit.
With an average 7(a) spread of P+2.23%, CorTrust Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest payments over the life of your loan.
CorTrust Bank has shown impressive growth, with a 183% increase in deals year-over-year. This suggests they are expanding their lending capacity, which may improve your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 94 504 loans, which use fixed SBA debenture rates.
States where CORTRUST BANK NATIONAL ASSOCIATION has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Specialty Trade Contractors
Construction
Other Health Practitioners
Health Care & Social Assistance
Social Assistance
Health Care & Social Assistance
Auto Dealers & Parts
Retail Trade
Other Repair & Services
Other Services
+ 7 more
All recorded SBA lending activity for CORTRUST BANK NATIONAL ASSOCIATION, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Minnesota · Specialty Trade Contractors · Under $150K | 7(a) | 9 | P+2.00% | $83K | Q3 2024 |
| Minnesota · Manufacturing · $150K – $350K | 7(a) | 7 | P+1.75% | $292K | Q3 2022 |
| Minnesota · Wholesale Trade · Under $150K | 7(a) | 5 | P+2.25% | $116K | Q3 2023 |
| Minnesota · Manufacturing · $500K – $1M | 7(a) | 5 | P+2.00% | $716K | Q3 2020 |
| Minnesota · Manufacturing · $500K – $1M | 504 | 5 | — | $740K | Q4 2021 |
| Minnesota · Manufacturing · Under $150K | 7(a) | 4 | P+2.50% | $104K | Q4 2017 |
| South Dakota · Agriculture & Forestry · $150K – $350K | 504 | 4 | — | $271K | Q1 2018 |
| Minnesota · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+1.88% | $302K | Q2 2023 |
| South Dakota · Management & IT Consulting · $150K – $350K | 504 | 3 | — | $194K | Q3 2022 |
| Minnesota · Restaurants & Food Service · $500K – $1M | 504 | 3 | — | $689K | Q1 2024 |
| Minnesota · Manufacturing · $150K – $350K | 504 | 3 | — | $245K | Q1 2025 |
| Minnesota · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+2.00% | $37K | Q2 2025 |
| Minnesota · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.00% | $91K | Q4 2020 |
| Minnesota · Other Health Practitioners · Under $150K | 7(a) | 3 | P+3.75% | $96K | Q4 2024 |
| Minnesota · Other Repair & Services · $150K – $350K | 504 | 3 | — | $241K | Q2 2023 |
| Minnesota · Manufacturing · $350K – $500K | 7(a) | 3 | P+2.25% | $443K | Q3 2020 |
| Minnesota · Social Assistance · $1M – $2M | 504 | 2 | — | $1.5M | Q4 2024 |
| South Dakota · Social Assistance · Under $150K | 7(a) | 2 | P+2.13% | $57K | Q2 2011 |
| South Dakota · Manufacturing · Under $150K | 7(a) | 2 | P+2.13% | $35K | Q2 2023 |
| Minnesota · Restaurants & Food Service · $150K – $350K | 504 | 2 | — | $267K | Q3 2023 |
| Minnesota · Other Health Practitioners · $150K – $350K | 504 | 2 | — | $318K | Q2 2019 |
| Minnesota · Hotels & Accommodation · $2M – $5M | 504 | 2 | — | $4.0M | Q2 2025 |
| Minnesota · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+1.88% | $75K | Q4 2019 |
| South Dakota · Auto Dealers & Parts · $1M – $2M | 504 | 2 | — | $1.1M | Q2 2017 |
| Minnesota · Auto Repair & Maintenance · $150K – $350K | 504 | 2 | — | $208K | Q4 2022 |
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Real experiences from borrowers who closed SBA loans with CORTRUST BANK NATIONAL ASSOCIATION.
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