STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
103
2010–2026
Total Volume
$39M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
103 total segments
Community First CU has a strong focus on 504 loans, with 31% of their total SBA deals in this category, significantly higher than the national average of 18%. This makes them a good option for borrowers looking for real estate financing.
The average spread for 7(a) loans at Community First CU is P+1.41%, which is notably lower than the national median of P+2.75%. This could mean lower overall costs for borrowers choosing this lender.
With a year-over-year growth trend of 20%, Community First CU is expanding its lending activity, indicating they may be more open to approving new loans and working with borrowers in the near future.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 32 504 loans, which use fixed SBA debenture rates.
States where Community First CU has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Retail Trade
Retail Trade
Other Health Practitioners
Health Care & Social Assistance
Nursing & Residential Care
Health Care & Social Assistance
Other Services
Other Services
Personal Care (Salons, Spas)
Other Services
+ 7 more
All recorded SBA lending activity for Community First CU, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Manufacturing · Under $150K | 7(a) | 12 | P+2.38% | $77K | Q3 2016 |
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 10 | P+2.25% | $54K | Q2 2025 |
| Wisconsin · Retail Trade · Under $150K | 7(a) | 8 | P+2.00% | $80K | Q1 2017 |
| Wisconsin · Personal Care (Salons, Spas) · Under $150K | 7(a) | 4 | P+2.50% | $37K | Q4 2017 |
| Wisconsin · Other Health Practitioners · Under $150K | 7(a) | 4 | P+1.13% | $51K | Q3 2017 |
| Wisconsin · Nursing & Residential Care · $500K – $1M | 504 | 4 | — | $667K | Q2 2017 |
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+1.75% | $102K | Q4 2014 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+0.75% | $233K | Q1 2023 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 3 | P+1.00% | $202K | Q3 2024 |
| Wisconsin · General Merchandise · Under $150K | 7(a) | 3 | P+2.25% | $32K | Q3 2014 |
| Wisconsin · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+3.00% | $38K | Q1 2015 |
| Wisconsin · Other Services · Under $150K | 7(a) | 2 | P+1.88% | $50K | Q4 2017 |
| Wisconsin · Engineering & Architecture · Under $150K | 7(a) | 2 | P+2.38% | $105K | Q1 2012 |
| Wisconsin · Real Estate · Under $150K | 7(a) | 2 | P+1.75% | $65K | Q2 2015 |
| Wisconsin · Other Services · $150K – $350K | 504 | 2 | — | $302K | Q1 2017 |
| Wisconsin · Other Repair & Services · $350K – $500K | 504 | 2 | — | $400K | Q3 2025 |
| Wisconsin · Laundry & Dry Cleaning · $150K – $350K | 504 | 2 | — | $212K | Q4 2019 |
| Wisconsin · Agriculture & Forestry · $150K – $350K | 504 | 1 | — | $185K | Q3 2025 |
| Wisconsin · Other Health Practitioners · Under $150K | 504 | 1 | — | $101K | Q3 2024 |
| Wisconsin · Manufacturing · $2M – $5M | 504 | 1 | — | $2.8M | Q4 2023 |
| Wisconsin · Real Estate · $500K – $1M | 504 | 1 | — | $823K | Q2 2025 |
| Wisconsin · Social Assistance · $500K – $1M | 504 | 1 | — | $534K | Q2 2014 |
| Wisconsin · Miscellaneous Retail · $1M – $2M | 504 | 1 | — | $1.1M | Q4 2025 |
| Wisconsin · Other Professional Services · $500K – $1M | 504 | 1 | — | $939K | Q2 2022 |
| Wisconsin · Physician & Dental Offices · $2M – $5M | 504 | 1 | — | $2.1M | Q1 2024 |
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