GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
335
2011–2026
Total Volume
$511M
Gross loan amounts
States Active
40
With recorded loans
Programs
7(a)
335 total segments
Community Bank & Trust-West Georgia focuses heavily on existing businesses, with 40% of their deals supporting established companies. This makes them a strong candidate for borrowers looking to expand or refinance an existing operation.
With an average deal size of $1,525,021, this lender is well-suited for larger transactions. If you're seeking funding in the $500K to $5M range, they could be a great fit.
Community Bank & Trust-West Georgia has a competitive average 7(a) spread of P+2.64%, which is lower than the national median of ~P+2.75%. This could lead to significant savings on interest for borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes.
Top 15 of 40 states where Community Bank & Trust-West Georgia has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Specialty Trade Contractors
Construction
Administrative & Waste Services
Administrative & Waste Services
Transportation & Warehousing
Transportation & Warehousing
Miscellaneous Retail
Retail Trade
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for Community Bank & Trust-West Georgia, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Georgia · Hotels & Accommodation · $1M – $2M | 7(a) | 5 | P+2.00% | $1.6M | Q2 2015 |
| Georgia · Other Health Practitioners · $150K – $350K | 7(a) | 3 | P+3.00% | $221K | Q2 2025 |
| Florida · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 3 | P+2.50% | $628K | Q2 2024 |
| California · Restaurants & Food Service · $2M – $5M | 7(a) | 3 | P+2.25% | $3.9M | Q4 2024 |
| Colorado · Other Repair & Services · $500K – $1M | 7(a) | 3 | P+3.00% | $630K | Q3 2025 |
| California · Manufacturing · $350K – $500K | 7(a) | 2 | P+2.63% | $468K | Q1 2023 |
| Nevada · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+2.13% | $473K | Q3 2024 |
| New York · Transportation & Warehousing · $150K – $350K | 7(a) | 2 | P+2.75% | $257K | Q3 2021 |
| Nevada · Real Estate · $1M – $2M | 7(a) | 2 | P+2.75% | $1.7M | Q1 2024 |
| California · Manufacturing · $500K – $1M | 7(a) | 2 | P+2.75% | $803K | Q1 2025 |
| Nevada · Administrative & Waste Services · $500K – $1M | 7(a) | 2 | P+2.88% | $777K | Q2 2023 |
| Massachusetts · Accounting & Tax · $500K – $1M | 7(a) | 2 | P+2.50% | $800K | Q1 2025 |
| New York · Specialty Trade Contractors · $350K – $500K | 7(a) | 2 | P+2.75% | $492K | Q2 2025 |
| Texas · Restaurants & Food Service · $1M – $2M | 7(a) | 2 | P+2.38% | $1.6M | Q3 2025 |
| Illinois · Other Health Practitioners · $500K – $1M | 7(a) | 2 | P+2.13% | $713K | Q4 2022 |
| Texas · Personal Care (Salons, Spas) · $500K – $1M | 7(a) | 2 | P+3.25% | $776K | Q4 2024 |
| Florida · Education · $500K – $1M | 7(a) | 2 | P+2.38% | $759K | Q4 2025 |
| Florida · Information & Media · $2M – $5M | 7(a) | 2 | P+2.88% | $3.8M | Q4 2025 |
| Georgia · Other Repair & Services · $1M – $2M | 7(a) | 2 | P+2.75% | $1.2M | Q1 2020 |
| Illinois · Transportation & Warehousing · $2M – $5M | 7(a) | 2 | P+2.75% | $3.3M | Q3 2021 |
| California · Manufacturing · $2M – $5M | 7(a) | 2 | P+2.50% | $2.3M | Q3 2022 |
| California · Administrative & Waste Services · $2M – $5M | 7(a) | 2 | P+2.75% | $5.0M | Q3 2025 |
| California · Arts, Entertainment & Recreation · $2M – $5M | 7(a) | 2 | P+2.63% | $5.0M | Q3 2025 |
| New York · Manufacturing · $150K – $350K | 7(a) | 2 | P+3.00% | $195K | Q2 2025 |
| Maryland · Restaurants & Food Service · $1M – $2M | 7(a) | 2 | P+2.88% | $1.2M | Q2 2025 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Community Bank & Trust-West Georgia.
No reviews yet. Be the first to review Community Bank & Trust-West Georgia.
Listen to acquisition entrepreneurs share their experience
Matched to real SBA lending records. LenderHawk is not affiliated with or endorsed by these podcasts.