STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
2,439
2010–2026
Total Volume
$2.7B
Gross loan amounts
States Active
43
With recorded loans
Programs
7(a) & 504
2439 total segments
Commonwealth Business Bank primarily focuses on existing businesses, with 62% of their deals in this category. This indicates they are well-suited for established businesses looking for financing.
With an average 7(a) spread of P+1.67%, Commonwealth Business Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The bank's growth trend shows a decline of 14% year-over-year, which may indicate a tightening of lending standards. This could make it more challenging for new borrowers to get approved.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 10 504 loans, which use fixed SBA debenture rates.
Top 15 of 43 states where Commonwealth Business Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Food & Beverage Stores
Retail Trade
Restaurants & Food Service
Accommodation & Food Services
Gas Stations
Retail Trade
Hotels & Accommodation
Accommodation & Food Services
Miscellaneous Retail
Retail Trade
Auto Repair & Maintenance
Other Services
Wholesale Trade
Wholesale Trade
Laundry & Dry Cleaning
Other Services
+ 7 more
All recorded SBA lending activity for Commonwealth Business Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Food & Beverage Stores · $150K – $350K | 7(a) | 240 | P+2.00% | $273K | Q1 2025 |
| California · Food & Beverage Stores · $500K – $1M | 7(a) | 132 | P+1.75% | $713K | Q2 2025 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 91 | P+2.00% | $268K | Q3 2025 |
| California · Food & Beverage Stores · Under $150K | 7(a) | 83 | P+2.25% | $125K | Q3 2024 |
| California · Food & Beverage Stores · $350K – $500K | 7(a) | 66 | P+2.00% | $440K | Q2 2025 |
| California · Food & Beverage Stores · $1M – $2M | 7(a) | 61 | P+1.50% | $1.4M | Q3 2025 |
| Texas · Hotels & Accommodation · $2M – $5M | 7(a) | 54 | P+1.25% | $3.8M | Q4 2022 |
| California · Gas Stations · $500K – $1M | 7(a) | 43 | P+1.50% | $755K | Q1 2022 |
| California · Gas Stations · $1M – $2M | 7(a) | 39 | P+1.50% | $1.4M | Q3 2021 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 38 | P+1.75% | $732K | Q3 2024 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 36 | P+2.00% | $259K | Q4 2025 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 35 | P+2.25% | $124K | Q1 2022 |
| Texas · Gas Stations · $1M – $2M | 7(a) | 34 | P+2.00% | $1.3M | Q2 2021 |
| California · Gas Stations · $2M – $5M | 7(a) | 30 | P+1.25% | $3.0M | Q1 2022 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 28 | P+2.00% | $425K | Q2 2025 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 27 | P+1.50% | $1.4M | Q3 2024 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 26 | P+2.00% | $691K | Q2 2023 |
| Texas · Gas Stations · $500K – $1M | 7(a) | 24 | P+2.00% | $720K | Q3 2021 |
| Washington · Gas Stations · $1M – $2M | 7(a) | 24 | P+1.50% | $1.4M | Q3 2021 |
| Texas · Gas Stations · $2M – $5M | 7(a) | 20 | P+1.75% | $2.9M | Q2 2021 |
| California · Auto Repair & Maintenance · $500K – $1M | 7(a) | 20 | P+1.63% | $782K | Q1 2022 |
| California · Gas Stations · $150K – $350K | 7(a) | 19 | P+2.00% | $299K | Q4 2021 |
| California · Wholesale Trade · $500K – $1M | 7(a) | 18 | P+1.50% | $729K | Q1 2025 |
| Texas · Restaurants & Food Service · $350K – $500K | 7(a) | 16 | P+1.88% | $430K | Q1 2025 |
| California · Auto Repair & Maintenance · $1M – $2M | 7(a) | 16 | P+1.50% | $1.4M | Q2 2024 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Commonwealth Business Bank.
No reviews yet. Be the first to review Commonwealth Business Bank.
Listen to acquisition entrepreneurs share their experience
Matched to real SBA lending records. LenderHawk is not affiliated with or endorsed by these podcasts.