STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
140
2010–2025
Total Volume
$73M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
140 total segments
Commercial Bank of Texas N.A. has a strong focus on existing businesses, with 44% of their deals serving this purpose. This makes them a good fit for established businesses looking to expand or refinance.
With an average 7(a) spread of P+1.80%, Commercial Bank of Texas N.A. offers competitive pricing compared to the national median of P+2.75%. This could result in significant savings over the life of your loan.
The lender's growth trend of +80% year-over-year indicates they are actively expanding their lending capacity. This could mean a more favorable environment for new borrowers seeking loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 4 504 loans, which use fixed SBA debenture rates.
States where Commercial Bank of Texas N.A. has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Gas Stations
Retail Trade
Manufacturing
Manufacturing
Physician & Dental Offices
Health Care & Social Assistance
Education
Education
Transportation & Warehousing
Transportation & Warehousing
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for Commercial Bank of Texas N.A., grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 11 | P+2.75% | $68K | Q4 2024 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+2.25% | $117K | Q2 2021 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+2.00% | $265K | Q2 2022 |
| Texas · Physician & Dental Offices · Under $150K | 7(a) | 6 | P+1.50% | $84K | Q4 2016 |
| Texas · Miscellaneous Retail · Under $150K | 7(a) | 5 | P+1.50% | $59K | Q4 2024 |
| Texas · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+2.00% | $274K | Q2 2022 |
| Texas · Education · $500K – $1M | 7(a) | 4 | P+0.50% | $780K | Q3 2025 |
| Texas · Gas Stations · $500K – $1M | 7(a) | 4 | P+2.75% | $705K | Q4 2013 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 4 | P+1.75% | $302K | Q2 2017 |
| Texas · Gas Stations · $150K – $350K | 7(a) | 3 | P+1.75% | $272K | Q3 2015 |
| Texas · Manufacturing · Under $150K | 7(a) | 3 | P+2.75% | $66K | Q1 2022 |
| Texas · Physician & Dental Offices · $150K – $350K | 7(a) | 2 | P+1.32% | $350K | Q1 2018 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+2.50% | $116K | Q4 2021 |
| Texas · Restaurants & Food Service · $1M – $2M | 7(a) | 2 | P+1.75% | $1.2M | Q2 2016 |
| Texas · Gas Stations · $1M – $2M | 7(a) | 2 | P+1.38% | $1.9M | Q2 2020 |
| Texas · Transportation & Warehousing · $500K – $1M | 7(a) | 2 | P+0.75% | $837K | Q4 2024 |
| Texas · Auto Repair & Maintenance · Under $150K | 7(a) | 2 | P+3.88% | $55K | Q3 2015 |
| Texas · Auto Repair & Maintenance · $150K – $350K | 7(a) | 2 | P+1.38% | $330K | Q3 2018 |
| Texas · Education · $2M – $5M | 7(a) | 2 | P+0.63% | $3.3M | Q3 2019 |
| Texas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+3.00% | $81K | Q3 2024 |
| Texas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 2 | P+2.13% | $75K | Q3 2020 |
| Texas · Other Health Practitioners · $150K – $350K | 7(a) | 2 | P+2.75% | $250K | Q2 2015 |
| Texas · General Merchandise · Under $150K | 7(a) | 2 | P+-0.25% | $75K | Q3 2018 |
| Texas · Other Repair & Services · $500K – $1M | 7(a) | 2 | P+1.88% | $734K | Q1 2018 |
| Texas · Auto Dealers & Parts · $500K – $1M | 7(a) | 2 | P+0.38% | $850K | Q3 2025 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Commercial Bank of Texas N.A..
No reviews yet. Be the first to review Commercial Bank of Texas N.A..