GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
170
2010–2025
Total Volume
$73M
Gross loan amounts
States Active
13
With recorded loans
Programs
7(a) & 504
170 total segments
With 14% of their deals being 504 loans, this lender is a solid option for borrowers looking for both acquisition and real estate financing, though they are slightly below the national average of 18%.
The average deal size of $427,224 indicates that this lender is well-suited for small to medium-sized businesses, especially those seeking amounts between $150K and $500K, as they have 66 deals in the $0-$150K range and 47 in the $150K-$350K range.
The lender's growth trend of +50% year-over-year suggests they are expanding their lending capacity, making them a potentially reliable partner for new borrowers looking for support in the coming year.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 23 504 loans, which use fixed SBA debenture rates.
States where Commercial Bank has recorded SBA lending activity.
+ 8 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Other Health Practitioners
Health Care & Social Assistance
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Auto Repair & Maintenance
Other Services
Retail Trade
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Commercial Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Tennessee · Other Health Practitioners · Under $150K | 7(a) | 6 | P+4.25% | $57K | Q1 2017 |
| Michigan · Manufacturing · Under $150K | 7(a) | 6 | P+2.75% | $71K | Q3 2015 |
| Tennessee · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+2.75% | $77K | Q3 2015 |
| Michigan · Manufacturing · $500K – $1M | 7(a) | 5 | P+3.50% | $644K | Q1 2012 |
| Michigan · Restaurants & Food Service · Under $150K | 7(a) | 4 | P+1.50% | $100K | Q4 2013 |
| Michigan · Other Health Practitioners · Under $150K | 7(a) | 4 | P+2.50% | $92K | Q3 2014 |
| Tennessee · Transportation & Warehousing · Under $150K | 7(a) | 3 | P+4.00% | $132K | Q4 2021 |
| North Carolina · Restaurants & Food Service · $150K – $350K | 504 | 3 | — | $274K | Q3 2021 |
| Georgia · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+1.00% | $273K | Q2 2025 |
| Michigan · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.25% | $198K | Q1 2016 |
| Michigan · Laundry & Dry Cleaning · Under $150K | 7(a) | 2 | P+3.55% | $71K | Q2 2011 |
| Michigan · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+1.19% | $485K | Q1 2017 |
| South Carolina · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+2.00% | $313K | Q3 2018 |
| Tennessee · Retail Trade · Under $150K | 7(a) | 2 | P+5.13% | $43K | Q1 2016 |
| Missouri · Finance & Insurance · $150K – $350K | 504 | 2 | — | $255K | Q3 2021 |
| Tennessee · Information & Media · Under $150K | 7(a) | 2 | P+5.00% | $40K | Q4 2017 |
| Tennessee · Administrative & Waste Services · Under $150K | 7(a) | 2 | P+4.13% | $25K | Q3 2020 |
| Michigan · Manufacturing · $1M – $2M | 7(a) | 2 | P+2.50% | $1.5M | Q1 2012 |
| Michigan · Manufacturing · $350K – $500K | 7(a) | 2 | P+3.02% | $413K | Q2 2016 |
| North Carolina · Gas Stations · $1M – $2M | 7(a) | 2 | P+2.00% | $1.5M | Q4 2020 |
| Kentucky · Retail Trade · Under $150K | 7(a) | 2 | P+3.25% | $63K | Q1 2011 |
| Georgia · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 2 | P+2.13% | $209K | Q3 2022 |
| Tennessee · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+2.13% | $110K | Q1 2019 |
| Tennessee · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+3.50% | $218K | Q1 2022 |
| Michigan · Real Estate · $500K – $1M | 7(a) | 2 | P+2.00% | $765K | Q3 2017 |
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