STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
590
2016–2026
Total Volume
$807M
Gross loan amounts
States Active
41
With recorded loans
Programs
7(a)
590 total segments
Centerstone SBA Lending focuses heavily on existing businesses, with 50% of their deals in this category. This makes them a strong choice for buyers looking to acquire established companies.
With an average 7(a) spread of P+2.19%, Centerstone offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings over the life of your loan.
Centerstone has experienced a 36% year-over-year growth, indicating a strong upward trajectory. This suggests they are actively expanding their lending capacity, which may improve your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes.
Top 15 of 41 states where Centerstone SBA Lending, Inc. has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Hotels & Accommodation
Accommodation & Food Services
Food & Beverage Stores
Retail Trade
Transportation & Warehousing
Transportation & Warehousing
Wholesale Trade
Wholesale Trade
Manufacturing
Manufacturing
Miscellaneous Retail
Retail Trade
Physician & Dental Offices
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Centerstone SBA Lending, Inc., grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 18 | P+2.13% | $253K | Q4 2024 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 17 | P+2.25% | $769K | Q4 2024 |
| California · Food & Beverage Stores · $350K – $500K | 7(a) | 12 | P+2.50% | $449K | Q3 2025 |
| California · Wholesale Trade · $2M – $5M | 7(a) | 9 | P+1.50% | $3.4M | Q4 2025 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 8 | P+2.00% | $454K | Q2 2025 |
| California · Food & Beverage Stores · $500K – $1M | 7(a) | 8 | P+2.38% | $700K | Q4 2018 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 8 | P+1.75% | $1.4M | Q3 2021 |
| California · Manufacturing · $2M – $5M | 7(a) | 7 | P+2.25% | $3.3M | Q3 2019 |
| California · Auto Repair & Maintenance · $2M – $5M | 7(a) | 7 | P+1.25% | $3.3M | Q1 2025 |
| Illinois · Miscellaneous Retail · $1M – $2M | 7(a) | 7 | P+1.50% | $1.6M | Q4 2025 |
| North Carolina · Hotels & Accommodation · $2M – $5M | 7(a) | 6 | P+1.75% | $3.5M | Q2 2025 |
| California · Transportation & Warehousing · $2M – $5M | 7(a) | 6 | P+2.00% | $3.3M | Q2 2021 |
| California · Physician & Dental Offices · $1M – $2M | 7(a) | 6 | P+2.38% | $1.3M | Q4 2020 |
| California · Auto Repair & Maintenance · $150K – $350K | 7(a) | 5 | P+2.50% | $271K | Q4 2024 |
| Colorado · Hotels & Accommodation · $2M – $5M | 7(a) | 5 | P+1.50% | $3.5M | Q3 2025 |
| California · Wholesale Trade · $1M – $2M | 7(a) | 5 | P+2.00% | $1.5M | Q4 2018 |
| California · Food & Beverage Stores · $1M – $2M | 7(a) | 5 | P+1.50% | $1.4M | Q4 2018 |
| Illinois · Food & Beverage Stores · $1M – $2M | 7(a) | 5 | P+1.75% | $1.4M | Q3 2025 |
| California · Physician & Dental Offices · $500K – $1M | 7(a) | 4 | P+2.25% | $695K | Q4 2018 |
| Illinois · Transportation & Warehousing · $150K – $350K | 7(a) | 4 | P+2.00% | $315K | Q3 2025 |
| California · Manufacturing · $1M – $2M | 7(a) | 4 | P+2.00% | $1.4M | Q2 2022 |
| California · Other Professional Services · $500K – $1M | 7(a) | 4 | P+2.75% | $671K | Q4 2020 |
| California · Auto Repair & Maintenance · $1M – $2M | 7(a) | 4 | P+2.13% | $1.3M | Q1 2025 |
| Georgia · Food & Beverage Stores · $500K – $1M | 7(a) | 4 | P+2.00% | $747K | Q3 2025 |
| California · Physician & Dental Offices · $150K – $350K | 7(a) | 4 | P+2.25% | $257K | Q4 2018 |
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