STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
246
2010–2025
Total Volume
$125M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
246 total segments
Cedar Rapids Bank and Trust Company has a strong focus on smaller deals, with 95 transactions under $150K. This could be beneficial if you're seeking a smaller loan amount.
The bank offers competitive pricing with an average 7(a) spread of P+2.27%, which is lower than the national median of P+2.75%. This can save you money over the life of your loan.
Cedar Rapids Bank and Trust Company has seen a decline in lending activity, with a -22% year-over-year drop in deals. This trend may affect your chances of approval as they may be tightening their lending criteria.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 12 504 loans, which use fixed SBA debenture rates.
States where Cedar Rapids Bank and Trust Company has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Transportation & Warehousing
Transportation & Warehousing
Other Repair & Services
Other Services
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Cedar Rapids Bank and Trust Company, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Iowa · Specialty Trade Contractors · $150K – $350K | 7(a) | 15 | P+2.75% | $255K | Q1 2019 |
| Iowa · Specialty Trade Contractors · Under $150K | 7(a) | 13 | P+2.25% | $121K | Q3 2017 |
| Iowa · Restaurants & Food Service · Under $150K | 7(a) | 12 | P+2.50% | $88K | Q1 2024 |
| Iowa · Arts, Entertainment & Recreation · Under $150K | 7(a) | 9 | P+2.75% | $75K | Q2 2021 |
| Iowa · Restaurants & Food Service · $150K – $350K | 7(a) | 9 | P+2.25% | $242K | Q4 2021 |
| Iowa · Manufacturing · Under $150K | 7(a) | 9 | P+2.75% | $67K | Q1 2017 |
| Iowa · Manufacturing · $150K – $350K | 7(a) | 8 | P+2.50% | $275K | Q3 2019 |
| Iowa · Manufacturing · $350K – $500K | 7(a) | 7 | P+1.45% | $440K | Q3 2019 |
| Iowa · Other Health Practitioners · Under $150K | 7(a) | 7 | P+2.50% | $63K | Q1 2025 |
| Iowa · Manufacturing · $1M – $2M | 7(a) | 6 | P+1.82% | $1.5M | Q1 2017 |
| Iowa · Wholesale Trade · $150K – $350K | 7(a) | 6 | P+2.25% | $280K | Q2 2014 |
| Iowa · Transportation & Warehousing · Under $150K | 7(a) | 5 | P+2.50% | $58K | Q4 2014 |
| Iowa · Other Repair & Services · Under $150K | 7(a) | 5 | P+2.25% | $44K | Q4 2024 |
| Iowa · Manufacturing · $500K – $1M | 7(a) | 5 | P+1.57% | $826K | Q4 2020 |
| Iowa · Retail Trade · Under $150K | 7(a) | 4 | P+2.75% | $89K | Q2 2024 |
| Iowa · Specialty Trade Contractors · $350K – $500K | 7(a) | 4 | P+2.75% | $446K | Q2 2013 |
| Iowa · Specialty Trade Contractors · $500K – $1M | 7(a) | 4 | P+2.25% | $735K | Q2 2016 |
| Iowa · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+3.00% | $75K | Q1 2020 |
| Iowa · Wholesale Trade · Under $150K | 7(a) | 4 | P+1.18% | $31K | Q4 2016 |
| Iowa · Management & IT Consulting · $500K – $1M | 7(a) | 3 | P+2.25% | $592K | Q4 2016 |
| Iowa · Engineering & Architecture · $150K – $350K | 7(a) | 3 | P+2.75% | $228K | Q4 2023 |
| Iowa · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.75% | $51K | Q4 2018 |
| Iowa · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 3 | P+2.00% | $731K | Q3 2019 |
| Iowa · Wholesale Trade · $2M – $5M | 7(a) | 3 | P+2.75% | $2.8M | Q3 2020 |
| Iowa · Restaurants & Food Service · $350K – $500K | 7(a) | 3 | P+2.00% | $421K | Q1 2018 |
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