STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
97
2013–2026
Total Volume
$134M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
97 total segments
Bank of the Orient has a strong focus on 504 loans, making up 36% of their total SBA deals. This is significantly higher than the national average of around 18%. If you're looking for real estate financing, this lender is a solid option.
With an average deal size of $1,382,628 and a significant number of deals in the $1M-$2M range, this lender is well-suited for larger acquisitions or expansions. If your financing needs fall within this range, you may find favorable terms here.
Bank of the Orient's average 7(a) spread of P+1.96% is lower than the national median of P+2.75%. This could mean lower overall costs for your loan compared to other lenders, making them an attractive choice for financing.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 35 504 loans, which use fixed SBA debenture rates.
States where Bank of the Orient has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Gas Stations
Retail Trade
Miscellaneous Retail
Retail Trade
Restaurants & Food Service
Accommodation & Food Services
Hotels & Accommodation
Accommodation & Food Services
Food & Beverage Stores
Retail Trade
Auto Dealers & Parts
Retail Trade
Wholesale Trade
Wholesale Trade
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for Bank of the Orient, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Gas Stations · $1M – $2M | 7(a) | 9 | P+1.50% | $1.4M | Q3 2021 |
| Texas · Miscellaneous Retail · $1M – $2M | 7(a) | 6 | P+1.38% | $1.5M | Q3 2023 |
| Texas · Gas Stations · $500K – $1M | 7(a) | 5 | P+1.75% | $857K | Q3 2021 |
| Texas · Miscellaneous Retail · $2M – $5M | 7(a) | 5 | P+1.25% | $3.3M | Q2 2024 |
| California · Hotels & Accommodation · $2M – $5M | 504 | 3 | — | $3.3M | Q4 2025 |
| California · Restaurants & Food Service · $1M – $2M | 504 | 3 | — | $1.3M | Q3 2025 |
| California · Auto Dealers & Parts · $150K – $350K | 504 | 3 | — | $254K | Q1 2019 |
| Texas · Gas Stations · $2M – $5M | 7(a) | 3 | P+1.50% | $3.6M | Q2 2021 |
| California · Restaurants & Food Service · $500K – $1M | 504 | 3 | — | $651K | Q4 2022 |
| California · Accounting & Tax · $150K – $350K | 504 | 2 | — | $226K | Q1 2017 |
| California · Food & Beverage Stores · $1M – $2M | 504 | 2 | — | $1.4M | Q3 2021 |
| California · Auto Dealers & Parts · $1M – $2M | 504 | 2 | — | $1.4M | Q3 2020 |
| California · Specialty Trade Contractors · $500K – $1M | 7(a) | 2 | P+2.50% | $769K | Q3 2013 |
| Texas · Miscellaneous Retail · $500K – $1M | 7(a) | 2 | P+1.25% | $660K | Q1 2023 |
| California · Restaurants & Food Service · $2M – $5M | 7(a) | 2 | P+1.13% | $2.4M | Q3 2022 |
| California · Wholesale Trade · $150K – $350K | 7(a) | 1 | P+2.75% | $250K | Q2 2013 |
| California · Retail Trade · $150K – $350K | 7(a) | 1 | P+2.75% | $321K | Q1 2013 |
| California · Retail Trade · $350K – $500K | 7(a) | 1 | P+2.25% | $423K | Q4 2013 |
| California · Transportation & Warehousing · Under $150K | 7(a) | 1 | P+2.25% | $150K | Q3 2014 |
| California · Transportation & Warehousing · $500K – $1M | 7(a) | 1 | P+2.00% | $1.0M | Q4 2013 |
| California · Real Estate · $500K – $1M | 7(a) | 1 | P+2.00% | $904K | Q4 2021 |
| California · Education · Under $150K | 7(a) | 1 | P+2.75% | $144K | Q1 2013 |
| Hawaii · General Merchandise · $500K – $1M | 7(a) | 1 | P+2.75% | $579K | Q1 2014 |
| Louisiana · Miscellaneous Retail · $500K – $1M | 7(a) | 1 | P+1.50% | $810K | Q3 2023 |
| Texas · Food & Beverage Stores · $1M – $2M | 7(a) | 1 | P+1.50% | $1.5M | Q3 2025 |
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