STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
140
2010–2025
Total Volume
$109M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
140 total segments
With 9% of their deals being 504 loans, Bank of San Francisco offers a balanced approach for both acquisition and real estate financing, although they lean more towards 7(a) loans. This could be beneficial if you're considering a mix of business needs.
The average spread for their 7(a) loans is P+2.02%, which is lower than the national median of P+2.75%. This indicates that borrowers may find more favorable pricing here compared to other lenders.
Bank of San Francisco has seen a significant decline in their lending activity, with a -38% year-over-year drop. This trend may indicate tighter lending standards, making it potentially more challenging to secure a loan.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 13 504 loans, which use fixed SBA debenture rates.
States where Bank of San Francisco has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Physician & Dental Offices
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
Other Repair & Services
Other Services
Retail Trade
Retail Trade
Other Professional Services
Professional Services
+ 7 more
All recorded SBA lending activity for Bank of San Francisco, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 13 | P+2.25% | $270K | Q1 2017 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 11 | P+2.00% | $109K | Q3 2017 |
| California · Manufacturing · $500K – $1M | 7(a) | 10 | P+1.32% | $845K | Q3 2020 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 8 | P+2.13% | $661K | Q4 2018 |
| California · Manufacturing · $150K – $350K | 7(a) | 7 | P+2.00% | $329K | Q4 2017 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 7 | P+2.00% | $1.5M | Q2 2019 |
| California · Manufacturing · $2M – $5M | 7(a) | 4 | P+2.13% | $3.3M | Q1 2024 |
| California · Specialty Trade Contractors · $500K – $1M | 7(a) | 4 | P+2.88% | $678K | Q1 2023 |
| California · Specialty Trade Contractors · $1M – $2M | 7(a) | 3 | P+2.75% | $1.3M | Q2 2024 |
| California · Wholesale Trade · $500K – $1M | 7(a) | 3 | P+1.50% | $706K | Q3 2014 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 3 | P+2.00% | $467K | Q3 2018 |
| California · Manufacturing · Under $150K | 7(a) | 2 | P+1.10% | $150K | Q3 2016 |
| California · Manufacturing · $1M – $2M | 7(a) | 2 | P+1.63% | $1.5M | Q3 2021 |
| California · Physician & Dental Offices · $500K – $1M | 504 | 2 | — | $753K | Q1 2014 |
| California · Physician & Dental Offices · $150K – $350K | 504 | 2 | — | $269K | Q3 2016 |
| California · Wholesale Trade · $2M – $5M | 7(a) | 2 | P+2.38% | $3.6M | Q2 2023 |
| California · Retail Trade · Under $150K | 7(a) | 2 | P+2.38% | $93K | Q3 2015 |
| California · Information & Media · Under $150K | 7(a) | 2 | P+2.75% | $103K | Q2 2016 |
| California · Finance & Insurance · Under $150K | 7(a) | 2 | P+1.88% | $113K | Q3 2016 |
| California · Other Repair & Services · Under $150K | 7(a) | 2 | P+2.25% | $107K | Q4 2013 |
| California · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 2 | P+1.63% | $683K | Q3 2016 |
| California · Specialty Trade Contractors · $350K – $500K | 7(a) | 2 | P+2.38% | $446K | Q1 2024 |
| California · Other Repair & Services · $2M – $5M | 7(a) | 2 | P+1.13% | $2.8M | Q2 2014 |
| California · Management & IT Consulting · Under $150K | 7(a) | 2 | P+2.38% | $130K | Q2 2017 |
| California · Agriculture & Forestry · $1M – $2M | 7(a) | 2 | P+2.25% | $1.2M | Q1 2018 |
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