GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
84
2010–2026
Total Volume
$40M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
84 total segments
Most active in Missouri (96% of deals) and focuses heavily on manufacturing (25% of deals).
With a median 7(a) spread of P + 2.34%, Bank of Franklin County prices well above the national median of P + 2.00% — worth comparing against specialists in your industry.
Manufacturing makes up 25% of Bank of Franklin County's deals — 5.9x the national average. This is a clear specialist, not a generalist who happens to do some manufacturing lending.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 29 504 loans, which use fixed SBA debenture rates.
States where Bank of Franklin County has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Specialty Trade Contractors
Construction
Auto Repair & Maintenance
Other Services
Other Health Practitioners
Health Care & Social Assistance
Building Construction
Construction
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
+ 7 more
All recorded SBA lending activity for Bank of Franklin County, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Missouri · Manufacturing · Under $150K | 7(a) | 8 | P+2.00% | $60K | Q1 2023 |
| Missouri · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+2.75% | $57K | Q4 2022 |
| Missouri · Restaurants & Food Service · $1M – $2M | 7(a) | 3 | P+2.00% | $1.5M | Q4 2023 |
| Missouri · Manufacturing · $150K – $350K | 7(a) | 3 | P+2.00% | $284K | Q3 2024 |
| Missouri · Manufacturing · $500K – $1M | 7(a) | 3 | P+2.00% | $823K | Q1 2021 |
| Missouri · Auto Repair & Maintenance · $150K – $350K | 504 | 2 | — | $208K | Q4 2025 |
| Missouri · Engineering & Architecture · $150K – $350K | 7(a) | 2 | P+1.50% | $303K | Q2 2022 |
| Missouri · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+2.13% | $794K | Q1 2018 |
| Missouri · Wholesale Trade · $150K – $350K | 7(a) | 2 | P+1.88% | $350K | Q2 2021 |
| Missouri · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+1.00% | $465K | Q4 2023 |
| Missouri · Specialty Trade Contractors · $150K – $350K | 504 | 2 | — | $181K | Q3 2019 |
| Missouri · Information & Media · Under $150K | 7(a) | 2 | P+3.25% | $66K | Q2 2011 |
| Missouri · Manufacturing · $150K – $350K | 504 | 2 | — | $273K | Q1 2014 |
| Missouri · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+1.75% | $298K | Q4 2022 |
| Missouri · Building Construction · Under $150K | 7(a) | 2 | P+3.00% | $50K | Q4 2012 |
| Missouri · Manufacturing · Under $150K | 504 | 2 | — | $126K | Q2 2022 |
| Missouri · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 1 | P+1.75% | $424K | Q2 2023 |
| Tennessee · Auto Dealers & Parts · $500K – $1M | 7(a) | 1 | P+1.50% | $525K | Q2 2021 |
| Missouri · Wholesale Trade · $150K – $350K | 504 | 1 | — | $329K | Q1 2010 |
| Missouri · Arts, Entertainment & Recreation · $2M – $5M | 504 | 1 | — | $2.8M | Q2 2022 |
| Missouri · Other Professional Services · $1M – $2M | 504 | 1 | — | $1.5M | Q2 2022 |
| Missouri · Social Assistance · Under $150K | 504 | 1 | — | $126K | Q2 2017 |
| Missouri · Finance & Insurance · $500K – $1M | 504 | 1 | — | $653K | Q2 2024 |
| Missouri · Management & IT Consulting · $150K – $350K | 504 | 1 | — | $185K | Q2 2014 |
| Missouri · Other Health Practitioners · $500K – $1M | 504 | 1 | — | $799K | Q4 2025 |
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