STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
3,166
2010–2026
Total Volume
$2.6B
Gross loan amounts
States Active
49
With recorded loans
Programs
7(a) & 504
3166 total segments
With a significant focus on startups, 55% of Bank Five Nine's deals are for new businesses. This is higher than the national average, making them a strong option for first-time borrowers.
Bank Five Nine offers competitive pricing with an average 7(a) spread of P+1.74%, which is lower than the national median of P+2.75%. This can save you money over the life of your loan.
Despite a slight decline in deal volume year-over-year, Bank Five Nine remains active in 49 states, indicating a stable presence that could benefit borrowers looking for reliable financing options.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 521 504 loans, which use fixed SBA debenture rates.
Top 15 of 49 states where Bank Five Nine has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Real Estate
Real Estate
Manufacturing
Manufacturing
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Nursing & Residential Care
Health Care & Social Assistance
Social Assistance
Health Care & Social Assistance
Gas Stations
Retail Trade
Specialty Trade Contractors
Construction
+ 7 more
All recorded SBA lending activity for Bank Five Nine, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Wisconsin · Manufacturing · Under $150K | 7(a) | 81 | P+2.00% | $94K | Q2 2024 |
| Wisconsin · Restaurants & Food Service · Under $150K | 7(a) | 74 | P+2.38% | $90K | Q1 2025 |
| Wisconsin · Manufacturing · $150K – $350K | 7(a) | 61 | P+2.00% | $269K | Q3 2023 |
| Wisconsin · Restaurants & Food Service · $150K – $350K | 7(a) | 60 | P+2.25% | $261K | Q2 2025 |
| Wisconsin · Administrative & Waste Services · Under $150K | 7(a) | 50 | P+2.00% | $95K | Q4 2025 |
| Wisconsin · Specialty Trade Contractors · Under $150K | 7(a) | 49 | P+2.00% | $87K | Q3 2018 |
| Wisconsin · Gas Stations · $500K – $1M | 7(a) | 35 | P+1.50% | $714K | Q3 2021 |
| Wisconsin · Real Estate · $150K – $350K | 7(a) | 34 | P+1.50% | $259K | Q2 2023 |
| Wisconsin · Engineering & Architecture · Under $150K | 7(a) | 34 | P+2.25% | $87K | Q3 2019 |
| Wisconsin · Arts, Entertainment & Recreation · Under $150K | 7(a) | 34 | P+2.63% | $96K | Q2 2017 |
| Wisconsin · Other Health Practitioners · Under $150K | 7(a) | 33 | P+2.00% | $70K | Q4 2022 |
| Wisconsin · Manufacturing · $500K – $1M | 7(a) | 31 | P+1.50% | $759K | Q3 2025 |
| Wisconsin · Restaurants & Food Service · $500K – $1M | 7(a) | 31 | P+2.25% | $668K | Q3 2025 |
| Wisconsin · Wholesale Trade · Under $150K | 7(a) | 30 | P+2.25% | $84K | Q3 2017 |
| Wisconsin · Other Repair & Services · Under $150K | 7(a) | 27 | P+2.50% | $58K | Q2 2018 |
| Wisconsin · Gas Stations · Under $150K | 7(a) | 27 | P+2.25% | $87K | Q3 2020 |
| Wisconsin · Gas Stations · $1M – $2M | 7(a) | 26 | P+1.50% | $1.4M | Q3 2021 |
| Wisconsin · Real Estate · $500K – $1M | 7(a) | 25 | P+1.00% | $707K | Q1 2022 |
| Wisconsin · Specialty Trade Contractors · $150K – $350K | 7(a) | 24 | P+1.38% | $262K | Q1 2023 |
| Wisconsin · Restaurants & Food Service · $350K – $500K | 7(a) | 23 | P+2.25% | $436K | Q4 2024 |
| Wisconsin · Manufacturing · $1M – $2M | 7(a) | 21 | P+2.00% | $1.3M | Q1 2025 |
| Wisconsin · Transportation & Warehousing · Under $150K | 7(a) | 20 | P+2.75% | $89K | Q3 2021 |
| Wisconsin · Administrative & Waste Services · $150K – $350K | 7(a) | 20 | P+2.00% | $273K | Q1 2024 |
| Wisconsin · Real Estate · Under $150K | 7(a) | 19 | P+2.00% | $101K | Q3 2022 |
| Wisconsin · Nursing & Residential Care · Under $150K | 7(a) | 19 | P+2.75% | $100K | Q3 2017 |
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Real experiences from borrowers who closed SBA loans with Bank Five Nine.
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Listen to acquisition entrepreneurs share their experience
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Matched to real SBA lending records. LenderHawk is not affiliated with or endorsed by these podcasts.