GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
490
2010–2026
Total Volume
$417M
Gross loan amounts
States Active
38
With recorded loans
Programs
7(a) & 504
490 total segments
Banesco USA has a strong focus on existing businesses, with 61% of their deals serving this segment. If you're looking to acquire or expand an established business, this lender could be a good fit.
With an average 7(a) spread of P+2.40%, Banesco USA offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Banesco USA's deal volume has declined by 38% year-over-year, indicating a potential tightening in lending. This trend may affect your chances of approval, so consider applying sooner rather than later.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 43 504 loans, which use fixed SBA debenture rates.
Top 15 of 38 states where Banesco USA has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Wholesale Trade
Wholesale Trade
Specialty Trade Contractors
Construction
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Other Health Practitioners
Health Care & Social Assistance
Social Assistance
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
Personal Care (Salons, Spas)
Other Services
+ 7 more
All recorded SBA lending activity for Banesco USA, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Florida · Wholesale Trade · $500K – $1M | 7(a) | 26 | P+1.75% | $795K | Q2 2022 |
| Florida · Wholesale Trade · $1M – $2M | 7(a) | 23 | P+1.50% | $1.5M | Q4 2025 |
| Florida · Wholesale Trade · $2M – $5M | 7(a) | 14 | P+1.00% | $2.8M | Q2 2024 |
| Florida · Wholesale Trade · $150K – $350K | 7(a) | 13 | P+2.05% | $248K | Q4 2018 |
| Florida · Specialty Trade Contractors · Under $150K | 7(a) | 11 | P+3.75% | $112K | Q2 2025 |
| Florida · Manufacturing · $2M – $5M | 7(a) | 10 | P+1.00% | $2.5M | Q3 2024 |
| Florida · Wholesale Trade · $350K – $500K | 7(a) | 10 | P+2.25% | $466K | Q2 2024 |
| Florida · Wholesale Trade · Under $150K | 7(a) | 8 | P+4.25% | $122K | Q2 2025 |
| Texas · Wholesale Trade · $500K – $1M | 7(a) | 7 | P+0.50% | $964K | Q4 2020 |
| Florida · Administrative & Waste Services · $350K – $500K | 7(a) | 5 | P+2.75% | $463K | Q1 2025 |
| Florida · Other Health Practitioners · $150K – $350K | 7(a) | 5 | P+2.25% | $300K | Q3 2024 |
| Florida · Miscellaneous Retail · Under $150K | 7(a) | 5 | P+4.75% | $101K | Q2 2025 |
| Florida · Auto Dealers & Parts · Under $150K | 7(a) | 4 | P+3.75% | $91K | Q1 2024 |
| Florida · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+2.75% | $263K | Q1 2024 |
| Florida · Manufacturing · $350K – $500K | 7(a) | 4 | P+1.88% | $500K | Q2 2024 |
| Florida · Transportation & Warehousing · Under $150K | 7(a) | 4 | P+3.75% | $125K | Q3 2023 |
| Florida · Social Assistance · $1M – $2M | 7(a) | 4 | P+1.88% | $1.6M | Q2 2024 |
| Florida · Auto Repair & Maintenance · $150K – $350K | 7(a) | 3 | P+2.75% | $211K | Q2 2024 |
| Florida · Other Health Practitioners · $350K – $500K | 7(a) | 3 | P+3.00% | $480K | Q1 2025 |
| Florida · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+4.75% | $72K | Q1 2025 |
| Florida · Real Estate · $150K – $350K | 7(a) | 3 | P+2.50% | $276K | Q2 2022 |
| Florida · Hotels & Accommodation · $1M – $2M | 7(a) | 3 | P+1.75% | $1.3M | Q4 2021 |
| Florida · Building Construction · Under $150K | 7(a) | 3 | P+4.75% | $139K | Q4 2024 |
| Florida · Manufacturing · Under $150K | 7(a) | 3 | P+3.75% | $150K | Q2 2023 |
| Florida · Wholesale Trade · $1M – $2M | 504 | 3 | — | $1.5M | Q1 2024 |
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