STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
2,567
2010–2026
Total Volume
$2.9B
Gross loan amounts
States Active
48
With recorded loans
Programs
7(a) & 504
2567 total segments
Banc of California has a strong focus on existing businesses, with 58% of their deals serving this purpose. This indicates they are well-suited for established companies looking to expand or refinance.
With an average 7(a) spread of P+2.08%, Banc of California offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Banc of California has a notable presence in the restaurant and food service industry, with 345 deals. If you're in this sector, they may have tailored expertise to support your financing needs.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 250 504 loans, which use fixed SBA debenture rates.
Top 15 of 48 states where Banc of California has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Other Professional Services
Professional Services
Specialty Trade Contractors
Construction
Physician & Dental Offices
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
Auto Repair & Maintenance
Other Services
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Banc of California, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Manufacturing · $500K – $1M | 7(a) | 24 | P+2.00% | $767K | Q3 2017 |
| California · Manufacturing · $1M – $2M | 7(a) | 24 | P+2.50% | $1.5M | Q3 2020 |
| California · Manufacturing · $150K – $350K | 7(a) | 23 | P+2.25% | $280K | Q3 2020 |
| California · Specialty Trade Contractors · Under $150K | 7(a) | 18 | P+2.25% | $97K | Q4 2025 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 17 | P+2.25% | $263K | Q4 2022 |
| California · Wholesale Trade · $150K – $350K | 7(a) | 15 | P+2.50% | $286K | Q4 2018 |
| California · Other Professional Services · $500K – $1M | 7(a) | 15 | P+2.10% | $792K | Q2 2021 |
| Oregon · Specialty Trade Contractors · $500K – $1M | 7(a) | 14 | P+1.38% | $784K | Q2 2024 |
| California · Wholesale Trade · $1M – $2M | 7(a) | 13 | P+2.25% | $1.5M | Q2 2018 |
| Oregon · Manufacturing · $2M – $5M | 7(a) | 13 | P+1.50% | $4.2M | Q3 2025 |
| California · Specialty Trade Contractors · $150K – $350K | 7(a) | 13 | P+2.25% | $293K | Q1 2018 |
| Oregon · Manufacturing · $1M – $2M | 7(a) | 13 | P+1.74% | $1.4M | Q3 2024 |
| California · Manufacturing · Under $150K | 7(a) | 11 | P+2.75% | $118K | Q1 2018 |
| Oregon · Restaurants & Food Service · $1M – $2M | 7(a) | 11 | P+2.25% | $1.4M | Q3 2024 |
| Oregon · Manufacturing · $500K – $1M | 7(a) | 11 | P+2.24% | $739K | Q3 2021 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 11 | P+1.74% | $1.5M | Q3 2025 |
| California · Hotels & Accommodation · $1M – $2M | 7(a) | 11 | P+2.00% | $1.4M | Q2 2012 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 11 | P+2.25% | $721K | Q3 2022 |
| Florida · Restaurants & Food Service · $500K – $1M | 7(a) | 11 | P+2.50% | $763K | Q1 2018 |
| California · Real Estate · $1M – $2M | 7(a) | 11 | P+1.35% | $1.4M | Q2 2022 |
| California · Wholesale Trade · $2M – $5M | 7(a) | 10 | P+2.00% | $3.4M | Q2 2021 |
| California · Administrative & Waste Services · Under $150K | 7(a) | 10 | P+2.75% | $121K | Q2 2018 |
| Oregon · Specialty Trade Contractors · $1M – $2M | 7(a) | 10 | P+1.00% | $1.5M | Q3 2025 |
| California · Wholesale Trade · Under $150K | 7(a) | 10 | P+2.00% | $104K | Q4 2019 |
| California · Wholesale Trade · $500K – $1M | 504 | 9 | — | $749K | Q4 2018 |
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