GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
515
2010–2026
Total Volume
$371M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
515 total segments
b1BANK has a strong focus on startups, with 52% of their deals going to new businesses. This could be beneficial if you're looking to launch a new venture.
With an average spread of P+2.46%, b1BANK offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over time.
Although b1BANK has minimal 504 presence (only 3.5% of deals), they are experiencing significant growth at +42% year-over-year. This trend suggests they are expanding their lending capacity, which may improve your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 18 504 loans, which use fixed SBA debenture rates.
States where b1BANK has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Other Health Practitioners
Health Care & Social Assistance
Retail Trade
Retail Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Transportation & Warehousing
Transportation & Warehousing
Physician & Dental Offices
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for b1BANK, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 18 | P+2.75% | $292K | Q4 2025 |
| Texas · Restaurants & Food Service · $350K – $500K | 7(a) | 13 | P+2.75% | $414K | Q3 2024 |
| Louisiana · Restaurants & Food Service · Under $150K | 7(a) | 12 | P+2.75% | $67K | Q4 2024 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 10 | P+2.25% | $681K | Q4 2025 |
| Texas · Other Health Practitioners · $150K – $350K | 7(a) | 10 | P+2.75% | $261K | Q4 2025 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 9 | P+2.75% | $319K | Q2 2022 |
| Louisiana · Restaurants & Food Service · $150K – $350K | 7(a) | 9 | P+2.75% | $269K | Q4 2023 |
| Louisiana · Retail Trade · Under $150K | 7(a) | 9 | P+2.75% | $53K | Q1 2019 |
| Louisiana · Transportation & Warehousing · Under $150K | 7(a) | 8 | P+2.75% | $82K | Q3 2024 |
| Louisiana · Administrative & Waste Services · Under $150K | 7(a) | 8 | P+3.38% | $51K | Q3 2022 |
| Louisiana · Retail Trade · $150K – $350K | 7(a) | 7 | P+2.00% | $250K | Q4 2022 |
| Louisiana · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+2.38% | $648K | Q1 2025 |
| Texas · Manufacturing · $500K – $1M | 7(a) | 6 | P+2.75% | $744K | Q3 2020 |
| Louisiana · Personal Care (Salons, Spas) · Under $150K | 7(a) | 6 | P+3.00% | $46K | Q4 2022 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+2.75% | $114K | Q4 2019 |
| Louisiana · Other Health Practitioners · Under $150K | 7(a) | 6 | P+3.25% | $48K | Q3 2023 |
| Louisiana · Manufacturing · Under $150K | 7(a) | 6 | P+2.88% | $68K | Q1 2018 |
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 5 | P+2.75% | $278K | Q4 2025 |
| Louisiana · Restaurants & Food Service · $1M – $2M | 7(a) | 5 | P+2.50% | $1.5M | Q2 2025 |
| Texas · Manufacturing · Under $150K | 7(a) | 5 | P+2.75% | $125K | Q2 2019 |
| Louisiana · Other Health Practitioners · $150K – $350K | 7(a) | 5 | P+2.75% | $222K | Q1 2025 |
| Louisiana · Retail Trade · $350K – $500K | 7(a) | 5 | P+0.93% | $434K | Q3 2021 |
| Texas · Physician & Dental Offices · $500K – $1M | 7(a) | 5 | P+2.75% | $756K | Q2 2019 |
| Texas · Manufacturing · $2M – $5M | 7(a) | 5 | P+1.75% | $3.1M | Q4 2024 |
| Texas · Hotels & Accommodation · $2M – $5M | 7(a) | 5 | P+2.00% | $3.7M | Q1 2021 |
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