STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
99
2010–2026
Total Volume
$43M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
98 total segments
Austin Bank has a strong focus on 504 loans, with 34% of their SBA deals in this category, significantly above the national average of ~18%. This indicates they are well-suited for borrowers looking for real estate financing.
The average deal size at Austin Bank is $442,207, which suggests they cater to a range of businesses, but particularly those looking for financing in the $150K to $500K range, as 69 deals fall within this band.
With a year-over-year growth trend of 13%, Austin Bank is expanding its lending activity, indicating a potentially favorable environment for new borrowers seeking SBA loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 33 504 loans, which use fixed SBA debenture rates.
States where Austin Bank Texas National Association has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Agriculture & Forestry
Agriculture & Forestry
Auto Repair & Maintenance
Other Services
Mining & Oil/Gas
Mining & Oil/Gas
Administrative & Waste Services
Administrative & Waste Services
Other Health Practitioners
Health Care & Social Assistance
Hotels & Accommodation
Accommodation & Food Services
+ 7 more
All recorded SBA lending activity for Austin Bank Texas National Association, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Mining & Oil/Gas · Under $150K | 7(a) | 6 | P+2.75% | $66K | Q2 2017 |
| Texas · Manufacturing · Under $150K | 7(a) | 5 | P+2.75% | $82K | Q3 2016 |
| Texas · General Merchandise · Under $150K | 7(a) | 4 | P+2.25% | $69K | Q4 2009 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+2.25% | $227K | Q4 2022 |
| Texas · Other Health Practitioners · Under $150K | 7(a) | 4 | P+2.63% | $81K | Q2 2019 |
| Texas · Manufacturing · $150K – $350K | 504 | 3 | — | $303K | Q4 2024 |
| Texas · Agriculture & Forestry · $150K – $350K | 7(a) | 3 | P+3.25% | $283K | Q4 2010 |
| Texas · Gas Stations · $500K – $1M | 504 | 3 | — | $798K | Q4 2021 |
| Texas · Auto Repair & Maintenance · $150K – $350K | 504 | 3 | — | $307K | Q3 2025 |
| Texas · Legal Services · Under $150K | 7(a) | 2 | P+2.38% | $105K | Q3 2012 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 2 | P+-0.25% | $81K | Q3 2017 |
| Texas · Auto Repair & Maintenance · $500K – $1M | 504 | 2 | — | $724K | Q1 2013 |
| Texas · Administrative & Waste Services · $150K – $350K | 7(a) | 2 | P+1.63% | $177K | Q3 2024 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+2.25% | $133K | Q4 2017 |
| Texas · Other Professional Services · $150K – $350K | 7(a) | 2 | P+2.50% | $191K | Q1 2021 |
| Texas · Food & Beverage Stores · $150K – $350K | 7(a) | 2 | P+1.25% | $278K | Q4 2018 |
| Texas · Hotels & Accommodation · $350K – $500K | 504 | 2 | — | $415K | Q4 2015 |
| Texas · Administrative & Waste Services · $150K – $350K | 504 | 2 | — | $237K | Q3 2019 |
| Texas · Manufacturing · $1M – $2M | 7(a) | 1 | P+0.75% | $2.0M | Q2 2021 |
| Texas · Manufacturing · $2M – $5M | 7(a) | 1 | P+2.25% | $5.0M | Q1 2011 |
| Texas · Retail Trade · Under $150K | 7(a) | 1 | P+2.75% | $33K | Q4 2009 |
| Texas · Retail Trade · $500K – $1M | 7(a) | 1 | P+1.50% | $515K | Q3 2025 |
| Texas · Real Estate · Under $150K | 7(a) | 1 | P+2.75% | $60K | Q4 2009 |
| Texas · Real Estate · $150K – $350K | 7(a) | 1 | P+2.50% | $234K | Q3 2011 |
| Texas · Real Estate · $500K – $1M | 7(a) | 1 | P+2.75% | $788K | Q4 2010 |
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