STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
GOOD
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
426
2010–2026
Total Volume
$384M
Gross loan amounts
States Active
31
With recorded loans
Programs
7(a) & 504
424 total segments
American Momentum Bank has a strong focus on acquisition financing, with 41% of their deals aimed at helping buyers purchase existing businesses. This makes them a solid choice for borrowers looking to acquire rather than start a new venture.
With an average 7(a) spread of P+2.25%, American Momentum Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Although American Momentum Bank has a minimal 504 presence at 6%, they still offer this option, which could be beneficial for borrowers needing long-term financing for real estate or equipment. However, if you're primarily looking for 504 loans, you might want to explore other lenders with a stronger focus.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 27 504 loans, which use fixed SBA debenture rates.
Top 15 of 31 states where American Momentum Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Social Assistance
Health Care & Social Assistance
Manufacturing
Manufacturing
Auto Repair & Maintenance
Other Services
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Food & Beverage Stores
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for American Momentum Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Florida · Social Assistance · $500K – $1M | 7(a) | 9 | P+2.25% | $774K | Q1 2023 |
| Florida · Social Assistance · $1M – $2M | 7(a) | 7 | P+2.00% | $1.5M | Q1 2023 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 7 | P+2.50% | $704K | Q2 2023 |
| Florida · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+2.75% | $255K | Q4 2019 |
| Texas · Auto Repair & Maintenance · $150K – $350K | 7(a) | 5 | P+2.50% | $247K | Q4 2019 |
| Texas · Auto Repair & Maintenance · $500K – $1M | 7(a) | 5 | P+2.25% | $680K | Q1 2024 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 5 | P+2.75% | $290K | Q4 2018 |
| Texas · Auto Repair & Maintenance · $1M – $2M | 7(a) | 5 | P+2.00% | $1.5M | Q2 2025 |
| Texas · Food & Beverage Stores · $500K – $1M | 7(a) | 5 | P+2.50% | $672K | Q4 2024 |
| Florida · Specialty Trade Contractors · $500K – $1M | 7(a) | 5 | P+2.25% | $590K | Q2 2021 |
| Texas · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 5 | P+2.50% | $235K | Q4 2017 |
| Texas · Auto Repair & Maintenance · $2M – $5M | 7(a) | 4 | P+1.50% | $4.5M | Q1 2025 |
| Florida · Social Assistance · Under $150K | 7(a) | 4 | P+2.25% | $81K | Q3 2021 |
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 4 | P+2.50% | $220K | Q1 2018 |
| Florida · Manufacturing · $500K – $1M | 7(a) | 4 | P+2.38% | $812K | Q3 2022 |
| Texas · Mining & Oil/Gas · $1M – $2M | 7(a) | 4 | P+2.13% | $1.5M | Q3 2024 |
| Texas · Mining & Oil/Gas · $500K – $1M | 7(a) | 4 | P+2.75% | $924K | Q1 2023 |
| Texas · Manufacturing · $1M – $2M | 7(a) | 4 | P+2.50% | $1.3M | Q4 2023 |
| Texas · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+2.00% | $305K | Q2 2024 |
| Florida · Manufacturing · $150K – $350K | 7(a) | 3 | P+2.25% | $272K | Q2 2021 |
| Texas · Manufacturing · Under $150K | 7(a) | 3 | P+3.25% | $68K | Q2 2017 |
| Florida · Specialty Trade Contractors · $1M – $2M | 7(a) | 3 | P+2.50% | $1.5M | Q4 2023 |
| Florida · Manufacturing · $350K – $500K | 7(a) | 3 | P+2.75% | $403K | Q3 2014 |
| Kentucky · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+1.75% | $553K | Q1 2025 |
| Florida · Social Assistance · $150K – $350K | 7(a) | 3 | P+1.75% | $250K | Q3 2021 |
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