STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
315
2010–2026
Total Volume
$361M
Gross loan amounts
States Active
7
With recorded loans
Programs
7(a) & 504
315 total segments
American Business Bank has a strong focus on 504 loans, with 45% of their SBA deals in this program. This makes them a great option for borrowers looking to finance real estate or large equipment purchases.
With an average 7(a) spread of P+1.78%, American Business Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender primarily serves existing businesses, with 86% of their deals focused on this segment. If you're a startup or looking to acquire a business, you may find fewer tailored options here.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 143 504 loans, which use fixed SBA debenture rates.
States where American Business Bank has recorded SBA lending activity.
+ 2 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Engineering & Architecture
Professional Services
Real Estate
Real Estate
Administrative & Waste Services
Administrative & Waste Services
Restaurants & Food Service
Accommodation & Food Services
Building Construction
Construction
+ 7 more
All recorded SBA lending activity for American Business Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Manufacturing · $2M – $5M | 504 | 12 | — | $3.1M | Q3 2025 |
| California · Specialty Trade Contractors · $1M – $2M | 504 | 8 | — | $1.2M | Q2 2025 |
| California · Administrative & Waste Services · $150K – $350K | 7(a) | 8 | P+2.75% | $278K | Q1 2025 |
| California · Manufacturing · $1M – $2M | 504 | 8 | — | $1.5M | Q1 2025 |
| California · Engineering & Architecture · $1M – $2M | 504 | 6 | — | $1.4M | Q2 2025 |
| California · Manufacturing · $500K – $1M | 7(a) | 6 | P+2.00% | $783K | Q2 2022 |
| California · Wholesale Trade · $1M – $2M | 504 | 6 | — | $1.2M | Q3 2025 |
| California · Manufacturing · $350K – $500K | 7(a) | 6 | P+2.38% | $464K | Q3 2024 |
| California · Wholesale Trade · $2M – $5M | 504 | 6 | — | $3.1M | Q3 2024 |
| California · Manufacturing · $150K – $350K | 7(a) | 5 | P+2.75% | $290K | Q1 2025 |
| California · Manufacturing · $500K – $1M | 504 | 5 | — | $756K | Q3 2025 |
| California · Real Estate · $500K – $1M | 504 | 5 | — | $775K | Q4 2025 |
| California · Engineering & Architecture · $150K – $350K | 7(a) | 5 | P+1.50% | $272K | Q2 2021 |
| California · Wholesale Trade · $150K – $350K | 7(a) | 5 | P+1.50% | $270K | Q2 2021 |
| California · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+1.25% | $288K | Q4 2022 |
| California · Real Estate · $1M – $2M | 7(a) | 4 | P+1.88% | $1.7M | Q3 2025 |
| California · Transportation & Warehousing · $1M – $2M | 504 | 4 | — | $1.5M | Q3 2022 |
| California · Real Estate · $1M – $2M | 504 | 4 | — | $1.3M | Q4 2025 |
| California · Specialty Trade Contractors · $500K – $1M | 504 | 4 | — | $693K | Q4 2025 |
| California · Building Construction · $1M – $2M | 504 | 3 | — | $1.1M | Q1 2023 |
| California · Specialty Trade Contractors · $150K – $350K | 504 | 3 | — | $279K | Q3 2024 |
| California · Specialty Trade Contractors · $1M – $2M | 7(a) | 3 | P+1.25% | $1.3M | Q2 2025 |
| California · Wholesale Trade · Under $150K | 7(a) | 3 | P+2.00% | $92K | Q3 2021 |
| California · Manufacturing · $2M – $5M | 7(a) | 3 | P+0.25% | $3.7M | Q2 2021 |
| California · Manufacturing · $1M – $2M | 7(a) | 3 | P+1.00% | $1.6M | Q3 2024 |
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