GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
171
2011–2026
Total Volume
$147M
Gross loan amounts
States Active
7
With recorded loans
Programs
7(a) & 504
171 total segments
American Bank of Freedom has a strong focus on acquisitions, with 43% of their deals aimed at buying existing businesses. This makes them a good choice if you're looking to purchase a business rather than start one from scratch.
With an average 7(a) spread of P+2.30%, American Bank of Freedom offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
While American Bank of Freedom has a 504 share of 13%, which is slightly below the national average of 18%, they still actively participate in both 7(a) and 504 loans. If you're considering real estate financing, it's worth discussing your options with them.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 23 504 loans, which use fixed SBA debenture rates.
States where American Bank of Freedom has recorded SBA lending activity.
+ 2 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Other Repair & Services
Other Services
Auto Repair & Maintenance
Other Services
Manufacturing
Manufacturing
Other Health Practitioners
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for American Bank of Freedom, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Missouri · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+2.38% | $234K | Q3 2023 |
| Missouri · Manufacturing · $1M – $2M | 7(a) | 5 | P+2.25% | $1.5M | Q3 2025 |
| Missouri · Other Repair & Services · $500K – $1M | 7(a) | 5 | P+1.50% | $705K | Q4 2023 |
| Missouri · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+2.25% | $282K | Q3 2021 |
| Missouri · Other Repair & Services · $150K – $350K | 7(a) | 4 | P+2.63% | $215K | Q3 2019 |
| Missouri · Auto Repair & Maintenance · $150K – $350K | 504 | 4 | — | $246K | Q2 2022 |
| Missouri · Specialty Trade Contractors · $500K – $1M | 7(a) | 4 | P+2.38% | $652K | Q3 2020 |
| Missouri · Restaurants & Food Service · $1M – $2M | 7(a) | 4 | P+2.25% | $1.4M | Q2 2025 |
| Missouri · Specialty Trade Contractors · $2M – $5M | 7(a) | 3 | P+2.00% | $2.2M | Q3 2021 |
| Missouri · Administrative & Waste Services · $150K – $350K | 7(a) | 3 | P+2.50% | $266K | Q4 2019 |
| Missouri · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 3 | P+2.50% | $267K | Q1 2024 |
| Missouri · Other Health Practitioners · $500K – $1M | 7(a) | 3 | P+2.50% | $674K | Q3 2021 |
| Missouri · Arts, Entertainment & Recreation · $1M – $2M | 7(a) | 3 | P+2.00% | $1.4M | Q4 2025 |
| Missouri · Restaurants & Food Service · $2M – $5M | 7(a) | 3 | P+2.25% | $3.3M | Q2 2021 |
| Missouri · Retail Trade · $150K – $350K | 7(a) | 3 | P+2.75% | $220K | Q1 2021 |
| Missouri · Restaurants & Food Service · $350K – $500K | 7(a) | 3 | P+2.25% | $406K | Q4 2025 |
| Missouri · Auto Repair & Maintenance · $2M – $5M | 7(a) | 3 | P+2.25% | $3.4M | Q2 2021 |
| Tennessee · Restaurants & Food Service · $1M – $2M | 7(a) | 2 | P+1.50% | $1.5M | Q4 2019 |
| Missouri · Other Repair & Services · $1M – $2M | 7(a) | 2 | P+2.25% | $1.4M | Q3 2024 |
| Missouri · Administrative & Waste Services · Under $150K | 7(a) | 2 | P+2.50% | $114K | Q1 2020 |
| Missouri · Manufacturing · $2M – $5M | 7(a) | 2 | P+2.25% | $3.1M | Q1 2021 |
| Missouri · Transportation & Warehousing · $500K – $1M | 7(a) | 2 | P+2.50% | $616K | Q1 2021 |
| Missouri · Auto Repair & Maintenance · $500K – $1M | 7(a) | 2 | P+2.38% | $599K | Q3 2021 |
| Missouri · Specialty Trade Contractors · $150K – $350K | 504 | 2 | — | $178K | Q3 2020 |
| Missouri · Auto Repair & Maintenance · $1M – $2M | 7(a) | 2 | P+2.13% | $1.5M | Q4 2023 |
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Real experiences from borrowers who closed SBA loans with American Bank of Freedom.
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