STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
318
2010–2026
Total Volume
$142M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
318 total segments
American Bank of Commerce has a strong focus on existing businesses, with 57% of their deals supporting established companies. This could be beneficial if you're looking to expand or refinance an existing operation.
With an average 7(a) spread of P+2.01%, American Bank of Commerce offers competitive pricing compared to the national median of P+2.75%. This could save you money over the life of your loan.
The lender has shown impressive growth, with a 107% year-over-year increase in deals. This upward trend suggests they are actively expanding their lending capacity, which may improve your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 55 504 loans, which use fixed SBA debenture rates.
States where American Bank of Commerce has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Personal Care (Salons, Spas)
Other Services
Wholesale Trade
Wholesale Trade
Administrative & Waste Services
Administrative & Waste Services
Specialty Trade Contractors
Construction
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Real Estate
Real Estate
+ 7 more
All recorded SBA lending activity for American Bank of Commerce, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 13 | P+2.25% | $617K | Q4 2025 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 11 | P+2.75% | $92K | Q3 2020 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 10 | P+2.25% | $275K | Q3 2016 |
| Texas · Restaurants & Food Service · $350K – $500K | 7(a) | 9 | P+2.00% | $408K | Q4 2025 |
| Texas · Personal Care (Salons, Spas) · Under $150K | 7(a) | 8 | P+2.00% | $120K | Q3 2025 |
| Texas · Real Estate · Under $150K | 7(a) | 6 | P+2.25% | $91K | Q2 2025 |
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 6 | P+2.25% | $274K | Q4 2024 |
| Texas · Administrative & Waste Services · Under $150K | 7(a) | 6 | P+2.50% | $95K | Q4 2025 |
| Texas · Wholesale Trade · Under $150K | 7(a) | 6 | P+2.75% | $110K | Q4 2018 |
| Texas · Manufacturing · Under $150K | 7(a) | 6 | P+1.88% | $90K | Q4 2023 |
| Texas · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+1.38% | $92K | Q1 2025 |
| Texas · Retail Trade · Under $150K | 7(a) | 5 | P+2.25% | $118K | Q3 2019 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 5 | P+2.00% | $272K | Q1 2024 |
| Texas · Education · Under $150K | 7(a) | 5 | P+2.00% | $75K | Q3 2025 |
| Texas · Administrative & Waste Services · $150K – $350K | 7(a) | 5 | P+1.25% | $251K | Q3 2022 |
| Texas · Other Repair & Services · Under $150K | 7(a) | 5 | P+2.75% | $112K | Q4 2019 |
| Texas · Social Assistance · Under $150K | 7(a) | 4 | P+2.38% | $66K | Q3 2025 |
| Texas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 4 | P+2.63% | $64K | Q3 2025 |
| Texas · Manufacturing · $500K – $1M | 7(a) | 4 | P+2.13% | $778K | Q1 2025 |
| Texas · Personal Care (Salons, Spas) · $500K – $1M | 7(a) | 4 | P+1.75% | $685K | Q3 2025 |
| Texas · General Merchandise · Under $150K | 7(a) | 4 | P+2.50% | $115K | Q2 2015 |
| Texas · Other Professional Services · $150K – $350K | 7(a) | 4 | P+2.63% | $275K | Q2 2025 |
| Colorado · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 4 | P+2.25% | $262K | Q1 2023 |
| Texas · Other Health Practitioners · Under $150K | 7(a) | 4 | P+2.50% | $74K | Q4 2018 |
| Texas · Other Repair & Services · $150K – $350K | 7(a) | 3 | P+2.75% | $217K | Q1 2016 |
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Real experiences from borrowers who closed SBA loans with American Bank of Commerce.
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