STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
117
2010–2025
Total Volume
$62M
Gross loan amounts
States Active
8
With recorded loans
Programs
7(a) & 504
117 total segments
Alliance Bank has a strong focus on 504 loans, making up 34% of their total SBA deals. This is significantly higher than the national average of 18%, indicating they are well-suited for borrowers looking for real estate financing.
With an average 7(a) spread of P+2.05%, Alliance Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest compared to other lenders.
The lender's growth trend shows a decline of 50% year-over-year in deal volume, which may indicate a tightening of lending practices. Borrowers should be prepared for potentially stricter approval processes.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 40 504 loans, which use fixed SBA debenture rates.
States where Alliance Bank has recorded SBA lending activity.
+ 3 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Management & IT Consulting
Professional Services
Administrative & Waste Services
Administrative & Waste Services
Restaurants & Food Service
Accommodation & Food Services
Food & Beverage Stores
Retail Trade
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for Alliance Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Minnesota · Food & Beverage Stores · Under $150K | 7(a) | 5 | P+2.50% | $94K | Q3 2020 |
| Minnesota · Manufacturing · $500K – $1M | 504 | 3 | — | $552K | Q4 2018 |
| Minnesota · Transportation & Warehousing · $150K – $350K | 7(a) | 2 | P+2.13% | $225K | Q1 2019 |
| Minnesota · Specialty Trade Contractors · $350K – $500K | 7(a) | 2 | P+0.88% | $396K | Q2 2023 |
| Minnesota · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+2.25% | $127K | Q4 2020 |
| Minnesota · Specialty Trade Contractors · Under $150K | 7(a) | 2 | P+2.75% | $95K | Q4 2019 |
| Minnesota · Manufacturing · $350K – $500K | 7(a) | 2 | P+2.13% | $390K | Q3 2014 |
| Texas · Retail Trade · $500K – $1M | 7(a) | 2 | P+2.75% | $733K | Q2 2014 |
| Minnesota · Real Estate · $500K – $1M | 7(a) | 2 | P+0.50% | $853K | Q2 2023 |
| Missouri · Wholesale Trade · Under $150K | 7(a) | 2 | P+2.00% | $68K | Q3 2019 |
| Missouri · Retail Trade · Under $150K | 7(a) | 2 | P+1.88% | $135K | Q3 2014 |
| Minnesota · Manufacturing · $150K – $350K | 504 | 2 | — | $270K | Q1 2013 |
| Minnesota · Manufacturing · $500K – $1M | 7(a) | 2 | P+1.63% | $950K | Q1 2023 |
| Minnesota · Management & IT Consulting · $150K – $350K | 7(a) | 2 | P+2.50% | $283K | Q1 2017 |
| Minnesota · Transportation & Warehousing · $150K – $350K | 504 | 2 | — | $287K | Q3 2018 |
| Minnesota · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+1.88% | $100K | Q2 2025 |
| Minnesota · Nursing & Residential Care · Under $150K | 7(a) | 1 | P+2.75% | $120K | Q2 2012 |
| Minnesota · Restaurants & Food Service · $350K – $500K | 7(a) | 1 | P+2.25% | $500K | Q4 2010 |
| Minnesota · Restaurants & Food Service · $500K – $1M | 7(a) | 1 | P+1.00% | $550K | Q3 2022 |
| Minnesota · Auto Repair & Maintenance · Under $150K | 7(a) | 1 | P+1.00% | $52K | Q1 2017 |
| Minnesota · Other Repair & Services · Under $150K | 7(a) | 1 | P+2.00% | $93K | Q4 2017 |
| Minnesota · Mining & Oil/Gas · $500K – $1M | 7(a) | 1 | P+2.75% | $1.0M | Q4 2012 |
| Minnesota · Manufacturing · Under $150K | 7(a) | 1 | P+2.75% | $130K | Q1 2013 |
| Minnesota · Wholesale Trade · $2M – $5M | 7(a) | 1 | P+0.75% | $3.5M | Q3 2022 |
| Minnesota · Transportation & Warehousing · $1M – $2M | 7(a) | 1 | P+0.00% | $1.2M | Q1 2018 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Alliance Bank.
No reviews yet. Be the first to review Alliance Bank.