STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
133
2011–2026
Total Volume
$75M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
133 total segments
Achieva CU has a strong focus on 504 loans, making up 36% of their total SBA deals, which is significantly higher than the national average of around 18%. This indicates they are well-suited for borrowers looking for real estate financing or expansion projects.
With an average 7(a) spread of P+2.00%, Achieva CU offers competitive pricing compared to the national median of P+2.75%. This could lead to lower interest costs for borrowers seeking 7(a) loans.
The lender's growth trend shows a decline of 25% year-over-year, which may indicate a tightening of lending criteria or reduced availability of funds. Prospective borrowers should be prepared for potentially stricter approval processes.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 48 504 loans, which use fixed SBA debenture rates.
States where Achieva CU has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Other Health Practitioners
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
Social Assistance
Health Care & Social Assistance
Specialty Trade Contractors
Construction
Auto Repair & Maintenance
Other Services
Physician & Dental Offices
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Achieva CU, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Florida · Restaurants & Food Service · $150K – $350K | 7(a) | 5 | P+2.75% | $248K | Q2 2023 |
| Florida · Restaurants & Food Service · $150K – $350K | 504 | 4 | — | $261K | Q2 2023 |
| Florida · Manufacturing · Under $150K | 7(a) | 3 | P+2.75% | $148K | Q2 2017 |
| Florida · Retail Trade · $150K – $350K | 504 | 3 | — | $254K | Q4 2020 |
| Florida · Manufacturing · $350K – $500K | 504 | 3 | — | $445K | Q4 2023 |
| Florida · Other Health Practitioners · $150K – $350K | 7(a) | 3 | P+0.75% | $238K | Q3 2018 |
| Florida · Other Health Practitioners · Under $150K | 7(a) | 3 | P+2.00% | $108K | Q1 2020 |
| Florida · Specialty Trade Contractors · $150K – $350K | 504 | 3 | — | $241K | Q2 2022 |
| Florida · Other Health Practitioners · $500K – $1M | 7(a) | 3 | P+0.75% | $764K | Q3 2017 |
| Florida · Manufacturing · $150K – $350K | 504 | 2 | — | $219K | Q3 2021 |
| Florida · Administrative & Waste Services · Under $150K | 7(a) | 2 | P+2.38% | $112K | Q1 2021 |
| Florida · Other Health Practitioners · $350K – $500K | 504 | 2 | — | $414K | Q3 2025 |
| Florida · Manufacturing · $150K – $350K | 7(a) | 2 | P+2.25% | $271K | Q3 2021 |
| Florida · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+2.75% | $403K | Q3 2013 |
| Florida · Manufacturing · $350K – $500K | 7(a) | 2 | P+2.38% | $430K | Q3 2021 |
| Florida · Administrative & Waste Services · $500K – $1M | 7(a) | 2 | P+1.50% | $656K | Q1 2018 |
| Florida · Physician & Dental Offices · $1M – $2M | 7(a) | 2 | P+0.50% | $1.6M | Q4 2014 |
| Florida · Auto Dealers & Parts · $150K – $350K | 7(a) | 2 | P+1.63% | $273K | Q3 2015 |
| Florida · Physician & Dental Offices · $500K – $1M | 7(a) | 2 | P+1.38% | $840K | Q1 2016 |
| Florida · Other Professional Services · $1M – $2M | 7(a) | 2 | P+1.00% | $1.3M | Q1 2015 |
| Florida · Social Assistance · $150K – $350K | 504 | 2 | — | $296K | Q3 2024 |
| Florida · Other Repair & Services · Under $150K | 7(a) | 2 | P+2.75% | $120K | Q3 2013 |
| Florida · Auto Repair & Maintenance · $150K – $350K | 504 | 2 | — | $170K | Q4 2019 |
| Florida · Auto Repair & Maintenance · $1M – $2M | 7(a) | 1 | P+1.00% | $1.3M | Q2 2020 |
| Florida · Auto Repair & Maintenance · $2M – $5M | 7(a) | 1 | P+1.75% | $3.1M | Q4 2012 |
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