GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
237
2010–2026
Total Volume
$111M
Gross loan amounts
States Active
14
With recorded loans
Programs
7(a)
237 total segments
ACC Capital focuses primarily on startups, with 56% of their deals supporting new businesses. This is a strong signal for first-time borrowers looking for initial funding.
With an average deal size of $467,378, ACC Capital is well-suited for borrowers seeking moderate funding. If your needs fall within the $150K to $500K range, this lender could be a good fit.
ACC Capital has a consistent growth trend, with a 4% increase in deals year-over-year. This suggests stability and a willingness to lend, which can be reassuring for potential borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes.
States where ACC Capital has recorded SBA lending activity.
+ 9 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Administrative & Waste Services
Administrative & Waste Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Wholesale Trade
Wholesale Trade
Other Health Practitioners
Health Care & Social Assistance
Specialty Trade Contractors
Construction
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for ACC Capital, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Arkansas · Restaurants & Food Service · $150K – $350K | 7(a) | 24 | P+2.75% | $261K | Q3 2025 |
| Arkansas · Manufacturing · Under $150K | 7(a) | 11 | P+2.75% | $63K | Q1 2024 |
| Arkansas · Restaurants & Food Service · Under $150K | 7(a) | 9 | P+2.75% | $117K | Q1 2023 |
| Arkansas · Manufacturing · $1M – $2M | 7(a) | 7 | P+2.75% | $1.6M | Q3 2016 |
| Arkansas · Manufacturing · $150K – $350K | 7(a) | 6 | P+2.75% | $265K | Q3 2023 |
| Arkansas · Administrative & Waste Services · Under $150K | 7(a) | 6 | P+2.75% | $111K | Q4 2023 |
| Arkansas · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 5 | P+2.75% | $244K | Q2 2023 |
| Arkansas · Other Health Practitioners · Under $150K | 7(a) | 5 | P+2.75% | $144K | Q2 2024 |
| Arkansas · Physician & Dental Offices · $150K – $350K | 7(a) | 4 | P+2.75% | $220K | Q3 2023 |
| Arkansas · Transportation & Warehousing · Under $150K | 7(a) | 4 | P+2.75% | $94K | Q3 2023 |
| Arkansas · Restaurants & Food Service · $350K – $500K | 7(a) | 4 | P+2.75% | $398K | Q1 2024 |
| Arkansas · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+2.75% | $771K | Q3 2024 |
| Arkansas · Retail Trade · $150K – $350K | 7(a) | 4 | P+2.75% | $312K | Q2 2024 |
| Arkansas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 4 | P+2.75% | $68K | Q1 2024 |
| Arkansas · Food & Beverage Stores · $150K – $350K | 7(a) | 3 | P+2.75% | $279K | Q4 2024 |
| Tennessee · Administrative & Waste Services · $150K – $350K | 7(a) | 3 | P+2.75% | $242K | Q4 2025 |
| Arkansas · Administrative & Waste Services · $350K – $500K | 7(a) | 3 | P+2.75% | $382K | Q1 2024 |
| Arkansas · Other Repair & Services · Under $150K | 7(a) | 3 | P+2.25% | $87K | Q1 2016 |
| Arkansas · Manufacturing · $500K – $1M | 7(a) | 3 | P+2.75% | $713K | Q1 2019 |
| Arkansas · Other Professional Services · Under $150K | 7(a) | 3 | P+2.75% | $92K | Q2 2015 |
| Arkansas · Agriculture & Forestry · $150K – $350K | 7(a) | 3 | P+2.75% | $245K | Q1 2011 |
| Arkansas · Management & IT Consulting · Under $150K | 7(a) | 3 | P+2.75% | $58K | Q1 2024 |
| Arkansas · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+2.75% | $240K | Q4 2023 |
| Arkansas · Auto Repair & Maintenance · $150K – $350K | 7(a) | 2 | P+2.75% | $265K | Q4 2010 |
| Arkansas · Auto Dealers & Parts · $150K – $350K | 7(a) | 2 | P+2.75% | $246K | Q2 2022 |
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Real experiences from borrowers who closed SBA loans with ACC Capital.
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